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The SBA loan pros

Small Business Loans

When you need small business financing, turn to Mountain America, the #1 SBA lending credit union in the nation, according to Callahan & Associates.
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Empowering entrepreneurs like you

Get smart financing for your business ventures. From startup costs and working capital to equipment and real estate, an SBA loan from Mountain America Credit Union is your key to success.

What is an SBA loan?

A Small Business Administration (SBA) loan is a financial assistance program designed to support the growth and development of small businesses. Funds are partially guaranteed by the government and often feature lower down payments, longer repayment periods and more accessible terms than traditional loans. Popular SBA programs include 504, 7(a) and Express loans.

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Benefits of small business loans

  • Access to capital
  • Cash flow management
  • Business ownership
  • Equity retention
  • Credit building

Why get a small business loan from Mountain America?

  • Large variety of financing options
  • Competitive rates
  • Quick turnaround and closings
  • Local expertise
  • Startup friendly
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Get up to $10 million in SBA financing

Effective July 4, 2026, the SBA is doubling its cumulative loan limit for 7(a) and 504 programs. Now, qualified borrowers can combine these programs for up to $10 million in financing. Benefits include:

  • Access to additional capital—up to $5 million through 7(a) and $5 million through 504
  • More flexibility in how your financing is structured
  • Funding for inventory, working capital, equipment and real estate
  • Up to an extra $5 million for small manufacturers through the 7(a) program—in addition to multiple 504 loans for distinct eligible projects

Apply for your SBA loan today

Get the financing to take your business to the next level. Contact a loan officer or call 1-888-848-8376.

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Secured lines of credit

Maintain ready access to working capital.

Equipment

Get the tools and supplies to keep your business running smoothly.

Owner-occupied real estate

Grow and expand your commercial space.

Acquisition

Purchase an existing business or open a franchise.