Business Essential Checking

Simple, convenient, low-cost business checking
Looking for a basic business checking account for your small business? Look no further than Business Essential Checking from Mountain America.

Take your business banking further

This low-cost business checking account will help you handle all of the basic checking needs for your small or medium-sized business.

Access numerous benefits to improve your company efficiency, including Business Visa® debit cards and online business banking tools. Plus, you can waive the $5 monthly maintenance charge when you sign up for eStatements.


What is a Business Essential Checking account?

Business Essential Checking is the perfect account for your small or medium-sized business. This account helps your business become better equipped to handle business activity and growth, specifically if your business has less than 300 checks written and deposited and less than $10,000 per month in cash transactions.


Benefits of Business Essential Checking

  • Ideal for businesses with lower transaction needs
  • No charge for checks deposited and cleared¹
  • No charge for cash and coin handling¹
  • Free online business banking
  • Free online bill pay²

Open a business checking account today

Mountain America is here to help your business succeed, whether in Utah, Idaho, Arizona, Nevada, New Mexico or beyond. Meet with a business advisor today. Schedule an appointment online, call 1-888-845-1850 or visit your nearest Mountain America branch.

Required items to open an account

  • Company EIN
  • State registration
  • Beneficial Owner info for all 25% or greater owners
  • Personal ID and SSN
  • Minimum opening deposit of $5 for savings and $100 for checking

Schedule Appointment

1If combined monthly items deposited and cleared exceed 300 or aggregate monthly cash/coin exceeds $10,000 per month for two consecutive months, the account will be converted to a Business Growth Checking account.
2No charge for the first 10 bills per month, 60¢ per bill over 10.

Business Visa® Credit Cards

Enjoy low rates and great service

Get the right option with a Business Visa Platinum credit card or a Business Visa Rewards credit card.

Business Loans

Delivered with quality

Get personalized, low-rate financing to help your business succeed.

Business Sweep Accounts

Grow your money

Automatically move excess funds into an interest-bearing account from your checking account.