The Best and Sweetest Rates in Six Years It’s the moment you’ve been waiting for…term deposit rates are on the rise! To celebrate, Mountain America is offering “Bump” Term Deposit accounts for a limited time. Pick one or both of these sweet options: 2.75% APY* based on 2.72% dividend rate — five-year term 1.35% APY* based on 1.34% dividend rate — 18-month term Why a "Bump" Term Deposit? There are many excellent reasons to choose a “Bump” Term Deposit from Mountain America: Starts with a sweet rate that can be bumped up later if a better rate becomes available Features higher earnings than a regular savings or money market account Offers fixed, steady growth for your long-term savings needs Requires only $500 minimum deposit ($25 for youth term deposits) Hurry, this offer won’t last long! Maximize your savings with our “Bump” Term Deposits. Current members, log in to Online Branch to open your account. Please note, the bump option will be reflected on your account within 24 hours of account opening: OPEN NOW New members, find your nearest branch to open your account: FIND A BRANCH *Annual Percentage Yield is accurate as of 02/12/17. Minimum deposit $500 ($25 for youth accounts). Limited time offer. Rates subject to change without notice. Penalty for early withdrawal. Membership required—based on eligibility. Not available for financial institutions or other institutional investors. Federally insured by NCUA. Offer also available for 18-month and 5-year IRA Term Deposit accounts. Rate and bump option cannot be applied to previously opened Term Deposits. Offer subject to change. **Rate increase (bump) must be initiated by the member during the term of the deposit. Mountain America will not automatically increase the rate on the account and is not responsible for notifying members of rate fluctuations. Bump option can be done only once during term. Bump option pertains to the prevailing Mountain America Term Deposit rate and will be in effect for the remainder of the term only. The new dividend rate will not be applied retroactively.