Skip-a-payment Program

Sometimes you need to stretch your budget due to unforeseen expenses. Mountain America can help you with our skip-a-payment loan extension program. It's a convenient way to help cover unexpected costs like holiday expenses, medical bills and tax payments.

The skip-a-payment program includes these features:

  • Skip up to 2 payments every 12 months.
  • It's available on most auto and personal loans.
  • It's only $25 per skip.

How to Skip a Payment

Skipping a loan payment is easy and only takes a few minutes.
  • Log in to Online Branch.
  • Click the Transfers & Payments tab.
  • Select Skip-a-payment.
  • Choose the appropriate loan.
  • Select your preferred payment method for the $25 fee.
Don't wait. Download the Mountain America mobile app today and simplify your financial management.

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Eligibility Details - To be eligible for the skip-a-payment program, you: 1) Must be current on all loan payments with MACU. 2) Must have made at least first payment on loan. 3) Cannot have made more than 1 other extension on the same loan within the past 12 months. 4) Must have all accounts in good standing (no negative balances, no over-limits, etc.). 5) Cannot apply the skip-a-payment to real estate loans such as 1st and 2nd mortgages and home equity loans. 6) Cannot have had a workout loan in the past 12 months. 7) Skipping a payment will extend the term of the loan by one month and interest will continue to accrue.

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