Put your money to work for you Whatever your financial plans may be, a Mountain America Traditional Savings Account is a great place to start. It can help you create a cash reserve to prepare for the future. Your money grows safely—building dividends—until you need it. Additionally, saving money is a smart way to spend money. Saving up for a major purchase instead of charging it keeps more of your hard-earned money in your wallet. When you save first and buy later, your money grows while you save — but when you buy first and pay later, more and more of your money trickles away every time you make another payment with interest. At Mountain America, you can even keep your savings goals organized with separate secondary accounts for planned expenses like vacations, education, holidays and gifts. You’ll never need to wonder which part is your emergency money and which part is for summer vacation. Benefits of a Traditional Savings Account In a Traditional Savings Account, your money grows safely, building dividends until you need it. Plus, you can easily access your funds at an ATM and make deposits at any branch or using our mobile app. Great emergency cushion Quickly and easily transfer funds online or in person Competitive rate compounded and paid monthly Secondary accounts available for planned expenses like vacations, education, holidays and gifts Insured up to $250,000 by NCUA Make it easy and automatic Out of sight, out of mind — that’s the smart, painless way to save. When you set up a system to move money into your savings account on a regular basis, you won’t even notice that it’s gone. At Mountain America, we make it easy to automatically transfer money from your checking account to your savings account every month (or as often as you’d like). Your money heads to safe port in your savings without you even having to think about it — now that’s effortless saving! Additional savings options In some situations, a specialized savings account might make more sense for you: a money market account, a term deposit , an IRA (individual retirement account), or an HSA(health savings account). Whatever your needs, Mountain America can help you build the financial resources to support your goals, both long term and in the immediate future. APPLY NOW