RV Loans and

With our RV Loans, you can receive an affordable, fixed-rate loan, for up to 144 months.

Apply Online In Under 10 Minutes

RV Loans and

With our RV Loans, you can receive an affordable, fixed-rate loan, for up to 144 months.

Benefits of a Mountain America RV Loan

When the road beckons, you want to know everything at home is taken care of. Financing a motorhome, RV, trailer or camper at Mountain America will help give you peace of mind. Benefits include:
  • Low fixed rates—Calculate your payments
  • Terms up to 144 months for fixed loans
  • 20 year balloon payment option available
  • Flexible financing terms
  • No application fees
  • Extensive dealer network
  • New and used motorhome financing
  • Discounts with MyStyle Checking reward
  • Insurance available from multiple providers

How long is an RV loan term?

RV loans fluctuate between 10 to 15 years. But many banks, credit unions and other RV finance companies will extend the term up to 20 years for bigger loans of $50,000 or more. With flexible motorhome financing terms, buyers can also consider making extra payments or can pay it off entirely before the loan term is up.

Get a motorhome loan term up to 12 years (144 months) for a fixed RV loan with Mountain America Credit Union. We also offer a 20-year balloon payment option.


Financing for All Your Recreational Needs

At Mountain America, you can receive flexible financing to purchase or refinance a variety of new- or used-recreational vehicles, including:  

Ready to Hit the Road

At Mountain America Credit Union, we're ready to help you take your fun on the road. When you're ready to drive away with a new recreational vehicle, we'll help you get the best RV loan and make your RV finance process quick and simple.

Don't wait! Apply for an RV loan online now by clicking the button below, visit your nearest Mountain America branch, or call 1-800-748-4302. You can even ask for Mountain America financing at the dealership.

Apply Online in Under 10 Minutes


What are the financing terms on RV loans?

Financing terms generally range between 10 to 20 years. Most lenders offer flexible financing terms for new and used RV financing and refinancing. Options include choosing a shorter financing term with a higher payment while others may choose a longer term with lower payments.
You can also customize the financing terms for your RV by selecting something in between. Choose the longest available loan term with the lowest monthly payment and pay off a little more than the given amount each month. Doing so can lower your effective interest rate and significantly shorten the length of your RV loan term.
At Mountain America Credit Union, we offer flexible financing options to purchase or refinance both new and used RVs.

What is the APR on an RV loan?

The APR for an RV loan is similar to the qualifications for an automobile loan. It’s based on the loan amount, the length of the loan and personal credit history. Compare different RV lenders’ rates to qualify for a financial institution’s best RV loan rate.

Take the first step on your adventure today.

*Loans subject to credit approval.

See current rates and terms. The minimum monthly payment for a loan with a 5.24% APR and 12-year term is $9.37 per $1,000 borrowed. See our Loan Calculator for specific examples.

RV rates include .25% discount for MyStyle Checking.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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