How To Enjoy Your Money and Plan for Retirement Success | Guiding You Forward
Retirement planning isn't just about saving—it's about finding the right financial team, enjoying your hard-earned money and starting wherever you are in life. Whether you're 25 or 65, it's never too late to build a plan that works for you and create the retirement you deserve.
Retirement is a major milestone—one you’ve worked your whole life to reach. But making the most of it takes thoughtful planning, the right support and a mindset of perseverance. In this episode of the Mountain America Credit Union Guiding You Forward podcast, we hear the final thoughts from Stephen Skokos, senior wealth advisor, and Brooke Angelovich, associate wealth advisor—both with Mountain America Investment Services—on how we can be the most prepared for retirement.
In this episode you’ll learn:
- How to find the right financial advisor for your needs
- Why spending your money now is just as important as saving it
- How to start planning for retirement—at any stage of life
Brooke emphasizes the importance of finding the right people, someone who truly fits your financial needs. Don’t be afraid to shop around. The right advisor will help you build a plan that fits your lifestyle and future vision. Krystalina raises a great question, “What if your current team no longer meets your needs?” Stephen reassures us that it’s okay to make changes. You deserve a team that grows with you. It’s never too late to build new relationships with professionals who can guide you forward.
Many retirees focus on living frugally in retirement while saving as much of their wealth to pass on to their loved ones. But Stephen offers a different take—you worked for it; you should use it! “Money wasn’t meant to just be accumulated, it’s accumulated to be enjoyed,” he says. Having a financial advisor on your team can help you plan how much to save for the future and how much can be used on things you love—like creating memories with your nearest and dearest.
Stephen reminds us that no matter where you are on your journey, it’s never too early or too late to start planning or organizing your team of sherpas. Life can throw us many curveballs—job changes, health challenges, family dynamics—but you can still make retirement successful. The key is to start somewhere. Talk to a professional advisor. If you don’t have one, make an appointment and take the first step.
Watch the full episode above to learn more!
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