This Simple Money Move Works In Your Favor
Quick Summary
Your current credit card balance may be costing you more than it should. Discover how moving it to Mountain America could mean better terms, less interest and a cash bonus for making the switch.
Why a balance transfer could be right for you
Sometimes the smartest financial move isn’t opening something new—it’s putting your money in the right place. If you’re carrying a balance on a credit card from another financial institution or department store, it may be worth taking a closer look at where that balance lives.
Through May 15 , you can earn 3% cash back—up to $500—when you transfer a balance to a qualifying Mountain America credit card.* Depending on the card and your terms, that move may also place your balance at a lower interest rate.
Moving a balance can help you:
- Gain more favorable terms or added value that are only available for a limited time.
- Potentially move a balance to a lower interest rate.
- Switch to an account with better benefits.
- Simplify payments by bringing balances together in one place.
- Consolidate balances from higher-rate credit cards or loans.
- Create a clearer path for paying down an existing balance over time.
How To Move Your Balance
Same balance, new address—and a little thank you for the move.
Find the balance Take a quick look at your wallet (or statement). Gather the credit card number, the card issuer’s information and the balance you’d like to move. Start with cards that have the highest rates.
Give it a new home Transfer that balance to a qualifying Mountain America credit card through online banking or the mobile app before May 15, 2026.
- Pick up your bonus Earn 3% cash back on the amount transferred, up to $500.*
Use our calculator to see your potential bonus
Calculate your cash bonus
Enter your total current card balance
By transferring your balance to Mountain America, you could get a
$150 cash bonus!Enter your current card balances
By transferring your balance to Mountain America, you could get a
$150 cash bonus!
Prefer personal guidance?
Stop by a branch or call our service center to connect with a team member. We’re always happy to walk you through your options to decide if a balance transfer makes sense for you.
*Loans on approved credit. Maximum bonus for the calendar year is 3% of the credit limit on your Mountain America credit card up to $500. Not available on balances transferred from an existing Mountain America loan. Business accounts not eligible. Balance transfers accrue interest from the date the transaction is processed. Cash bonus is considered interest and will be reported on IRS form 1099-INT. Variable annual percentage rate ranges from 11.49% to 18.00% based on card type and creditworthiness. 1% foreign transaction fee. Membership required—based on eligibility. Terms, conditions and exclusions apply. This limited-time offer ends 5/15/26 and can change or be withdrawn at any time.
