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Financial Relief When You Need It Most
Sterling Nielsen shares how Mountain America Credit Union supports members through today's economic challenges with compassionate, personalized financial guidance. The credit union's commitment to helping families regain control through debt management strategies, optimized savings approaches and one-on-one support stands out as a positive solution to our members’ financial concerns.
Sterling Nielsen
President/CEO
As communities and families face new uncertainties to their safety and security, many of you have also acknowledged the ongoing weight of financial strain. Monthly bills are higher and inflationary pressures have led to rising costs, particularly for groceries, utilities, student loans and insurance. During the past year, three-fifths of the inflation rate has primarily been driven by price changes in housing.*
If you have personally felt this tension, I want you to know that Mountain America understands these pressures and is here to help.
As a member, you have many options to receive trusted support for your finances.
Don’t go it alone
Financial stress is real, and it is affecting more people than you might realize. Sometimes the biggest relief comes from simply talking with someone who understands what you are going through. At Mountain America, we see your challenges and are committed to guiding you forward.Connect with real relief tools
Schedule an appointment
Mountain America offers a variety of resources designed to reduce stress and balance what is coming in with what is going out. For many members, the answer is not giving up everything they enjoy. Instead, it is about making financial obligations more manageable. From our debt rescue program to meeting with a free financial guide, you can identify areas to cut back, restructure debt to lower monthly payments in the short term and reduce payments over time to improve your credit score. Build a plan that keeps you moving toward your goals.
PERSONALIZED GUIDANCE
One of my favorite examples comes from a member who faced overwhelming repair costs after a flood damaged their home. During a routine follow-up call, one of our loan officers learned about their situation and suggested a debt consolidation strategy that saved the member nearly $136,000 in interest, shortened their payoff timeline by nine years and freed up hundreds of dollars in monthly cash flow.
Those numbers are life-changing, but the real difference is in how the member felt. They shared, “For the first time in months, I felt hopeful and relieved. Not just because my finances had improved, but because someone cared enough to reach out and walk me through the options.”
Maximize your money
Even small changes can lead to significant results. For example, moving funds into a higher-yield account could mean more money in your pocket each month. We can help you apply adjustments to your monthly plan to make your savings work harder for you. When every dollar counts, these changes can make all the difference.Build strategies that last
What sets Mountain America apart is the partnership we offer. This is not about a quick fix. It is about building habits toward a sustainable financial future. Whether you need help planning for retirement or creating a budget, we will walk alongside you.
At Mountain America, our vision is to help you define and achieve your financial dreams. With the right tools and a trusted partner by your side, you can regain confidence, ease your stress and take back control of your money.
If you’re feeling the strain, let’s talk. Together, we will find a way to help you save more, spend wisely and breathe a little easier.
Sincerely, Sterling Nielsen
*U.S. Bureau of Labor Statistics
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