Security & Protection

These days it seems like you can’t make any financial decisions without first considering what impact they will have on the safety of your personal information. If security and protection are at the top of your list when deciding what form of payment to use (whether digitally or in-person), consider the benefits that most credit cards offer at no additional cost. 

1. Grace period
   Because the money isn’t immediately taken from your account, you have time to dispute the purchase before the funds are gone.
   
   
2. No interruption of cash flow
   Fraudulent charges on a debit card can easily deplete the available funds in your checking or savings account. Because of the grace period, if those charges occur on a credit card, your checking and savings balances are safe to be used how you planned.
   
   
3. Extended warranty
   Many purchases are eligible for additional warranties that exceed the manufacturer’s warranty.
   
   
4. Other features
   Some credit cards offer additional coverage such as purchase protection or price protection.