Mountain America Credit Union
Utah Mortgage Lender
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Make an offer for your next home purchase with confidence! Schedule a free consultation with a mortgage specialist to determine your maximum loan amount.Request letter
Utah mortgage rates
Buying a home isn’t just a financial transaction—it’s a significant milestone in your life. That’s why Mountain America Credit Union is committed to providing the knowledge, resources and personalized guidance you need to make an informed decision about your home financing.
Explore our offerings, calculate your Utah mortgage rate and speak with our loan specialists to begin your journey to finding the perfect home.
Today’s Utah mortgage rates
Learn MoreConventional
30-year fixed rate
N/A
FHA
30-year fixed rate
N/A
100% First-time Homebuyer
30-year fixed rate
N/A
Jumbo
30-year fixed rate
N/A
Utah mortgage calculator
Take advantage of our free mortgage calculator to estimate your monthly mortgage payments based on your desired loan amount, interest rate and loan term.
Estimate Your Mortgage Payments*
Popular loan types
Choose from a variety of home loans to best meet your needs.
Conventional
First-time homebuyer
FHA
Jumbo
Utah mortgage programs
Regional and statewide programs
Several programs can help homebuyers qualify for mortgages in Utah. Some of these programs include:
- Rural housing loans—We partner with the Department of Agriculture to offer loan programs for people living in rural communities.
- Utah housing loans—Mountain America works with the Utah Housing Corporation to provide affordable financing for households with low to moderate incomes.
- Community Development Corporation of Utah—You may be able to apply for the Utah Homeowner Assistance Fund (UHAF) or other housing finance associations.
County programs
In addition to statewide mortgage assistance, homeowners may qualify for county-specific programs. Find out more here.
Why finance a mortgage at Mountain America?
Buying a house can be an exciting but stressful experience, so working with the right Utah-based mortgage lender can make all the difference in your homebuying process. When you work with Mountain America for your mortgage, you gain a partner committed to your success.
Our team brings
- Local expertise—We have a team of Utah mortgage experts ready to help you navigate the state- and city-specific aspects of the real estate industry.
- Personalized service—Every homebuyer is unique, so we tailor our services to your individual needs.
- Competitive rates—We strive to provide some of the best mortgage rates in Utah, helping you get the most value from your investment.
- Technology-driven convenience—We offer several online tools and resources, including mortgage calculators and an online appointment scheduler, to make it easy to manage your mortgage.
When to call or schedule an appointment
- You’re simply inquiring about rates and/or the closing costs of a refinance.
- You’re beginning the process of remodeling a home you want to refinance.
- You want to buy but don’t have a property in mind yet.
- You are considering a co-signer.
Speak to a Utah mortgage representative
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