Q: Am I covered with my auto insurance policy when I rent a car?

It depends. The first step is to check your auto insurance policy or contact your insurance company to see what coverage you currently have. Usually, if you rent a car of similar value to your personal car, your insurance coverage is adequate. You should also check with the credit card company you are using for the rental; they may provide secondary coverage. If you have any gaps in coverage, consider purchasing what you need from the rental car company.