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Q: What is an adjustment period?

  • An adjustment period is the time given between interest rate changes on an adjustable rate mortgage (ARM).
  • Most ARMs have a 6-month or 1-year adjustment period.
  • The rate will stay the same for the adjustment period and then update to market rates.
  • Click here for more information on adjustable rate home loans.

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© 2024, all rights reserved. Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union. Membership required—based on eligibility. Loans on approved credit. Annual Percentage Yield (APY). Annual Percentage Rate (APR).
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