Q: When logging on, I received a message asking me to allow the system to set a cookie. What does this mean?

To enhance the personalization and performance of our members' experience, our internet home banking product utilizes cookies, which are very small files that a website sends to the member's browser for record-keeping purposes. Cookies function as identification cards, recording passwords and preferences. Cookies cannot be executed as code, nor can they deliver viruses. Browsers can be set to deliver a message when a cookie has been sent, allowing the member to decide whether to accept or reject it. In order to tailor website content to our members' interests, all cookies must be accepted. All of our cookies are temporary, which means that they are active only as long as the member's browser is running. Cookies expire when the session has ended.