Back to Help CenterQ: How long do business owners have to dispute unauthorized payments?
ACH transactions can only be disputed within two (2) business days from settlement of the transaction. Once this timeframe has passed, items may not be eligible for dispute and Mountain America cannot guarantee recovery of funds. Instead, you may need to contact the originating party or local authorities directly.
Checks must be disputed within one (1) business day after being presented for deposit. Once this timeframe has passed, the return of checks and recovery of funds may not be possible.
Checks must be disputed within one (1) business day after being presented for deposit. Once this timeframe has passed, the return of checks and recovery of funds may not be possible.
