Grow Your Utah Business With an SBA Loan
Small Business Loans in Utah
Find the right loan for you
At Mountain America, we offer three types of small business loans for Utah companies—SBA 7(a), SBA 504 and SBA Express. Find the solution that’s right for you.
SBA 7(a) loans
SBA 504 loans
SBA Express loan
SBA 7(a) loans
Looking for a flexible small business loan in Utah?
An SBA 7(a) loan is the most versatile option for everyday business needs like working capital, inventory and debt refinancing.
Details:
- Borrow up to $5 million
- Repay over 5 years
- Backed by the Small Business Administration
- Terms up to 10 years for working capital
- Terms up to 10 years or remaining useful life—whichever comes first—for equipment
- Terms up to 25 years for real estate
Meet with a loan officer
SBA 504 loans
Ready to go big?
SBA 504 loans help Utah businesses achieve long-term investment goals, such as purchasing major equipment, expanding existing real estate or constructing a new building.
Details:
- Borrow up to $5.5 million
- Repay over 10, 20 or 25 years
- Backed by the Small Business Administration
- Lock in an affordable fixed rate
Mountain America loan professionals work closely with Utah small businesses to structure loans that align with your company’s goals for growth and future stability.
Meet with a loan officer
SBA Express loan
Need access to funds fast?
An SBA Express loan might be right for your Utah business. As a subtype of the SBA 7(a) loan, an Express loan provides quick access to funds for immediate, short-term needs, such as payroll, inventory and unexpected expenses.
Details:
- Borrow up to $500,000
- Repay over 10 years
- Expedited approval process
- Lower down payment requirements
- Negotiable interest rates
Mountain America has streamlined the SBA loan process so you can focus on running your business the way you want.
Meet with a loan officer
Why choose Mountain America for your SBA loan?
When it comes to small business loans in Utah, there’s no better partner than Mountain America. For over 80 years, we’ve focused on serving our local communities and helping small businesses grow, which has made us one of the most trusted lenders not just in Utah but in the entire nation.
We offer:
- Local guidance from lenders who understand Utah’s small business economy.
- Competitive rates and transparent terms.
- Quick turnaround and closing timelines.
- Options for both start-up companies and established businesses.
- Various financing solutions to match every stage of your journey.
Apply for your Utah small business loan today
No matter where you are in your business ventures, Mountain America has the small business loans Utah companies like yours need. Schedule an appointment with a loan officer.
Schedule an Appointment