More Memories
per Mile

If memory lane were an actual place, we’re convinced it would start right here at Mountain America. Because without the proper financing, your dream car might remain just that—a dream.

Apply Now

More Memories
per Mile

If memory lane were an actual place, we’re convinced it would start right here at Mountain America. Because without the proper financing, your dream car might remain just that—a dream.

An Auto Loan to Remember

When you think about your car, you may imagine the make, model, color or performance. More likely though, you relive some of the times spent in your car. Maybe your family’s summer vacation was a cross-country trip to see Mt. Rushmore. Or your favorite thing about spring has always been the Moab Jeep Safari.

We’ll help you start making memories right from the very beginning, with the best auto loan process available. With our low rates, flexible financing terms, and large dealer network, we are sure to have the best loan for your new or used vehicle. 

Benefits of a Mountain America Auto Loan

There are auto loans…and then there are Mountain America auto loans. What’s the difference? Take a look:
  • Rates as low as 2.99% APR with MyStyle discount*
  • Available for both new and used vehicles
  • Online preapproval
  • Onsite financingtell the dealership you want Mountain America financing
  • Free AutoCheck History Report**
  • Terms up to 72 months
  • No application fees

Now is the Time to Buy!

Rates are still low, but they may not stay that way. Take advantage of our low rates today to get the best loan for your new car.
Apply online now by clicking the button below. Or, visit your nearest Mountain America branch, call 1-800-748-4302, or just tell the dealership you want financing through Mountain America Credit Union. 


New and Used Auto Loan Calculator

Use our auto loan calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your auto loan information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the View Report button.

Once you have determined what you can afford, get preapproved for your new or used auto loan in minutes by applying online, or calling 1-800-748-4302 today.


Be ready before you go car shopping, discover your payment and interest options.

So how much car can you afford? Use this auto loan calculator to help you determine your monthly car loan payment or your car purchase price. You'll be able to see how different loan terms and the size of your down payment can impact your monthly payment.

If it's the ultimate bottom line you're most concerned about, save money over the life of your loan by financing at one of our low promotional interest rates. Not only does a lower rate make your monthly payments lower, but your total interest payments end up being significantly less. Use our low interest calculator to compare three different auto financing options, guiding you toward the right monthly payment plan to save you money over the life of your loan.  

Research Tools

Still hunting for the perfect car? Mountain America has the tools to make your search easier.
  • Auto CenterFrom shopping and financing to insurance and maintenance, with Mountain America's Auto Center you can equip yourself with the knowledge you need to successfully navigate every turn of the car buying and selling process. 
  • AutoSmart With this helpful tool, you can compare vehicles, see trade-in values and even locate your dream car. 
  • AutoCheckWith this helpful tool, you can make a more accurate and more confident decision. That’s because the AutoCheck vehicle history report gives you an easy way to understand a vehicle’s history, compare similar makes and models and select a vehicle you can trust. 
  • Auto Loan Calculator See how much your monthly payment would be. Calculate payments.

Auto Buyer's Guide

auto_buyers_guide.jpgNeed even more information about buying a vehicle? Get our free Auto Buyer's Guide by submitting the form below. We will email you this helpful guide that is full of tips and information.



Are you ready to find the perfect car? We can help! Visit our online car-buying resource center, and research thousands of new, used and certified pre-owned vehicles. You can also customize your search by matching style and budget, or by building your own ideal car.
  • Research your perfect car, truck, SUV or motorcycle. Review photos, specs and pricing.
  • Choose from multiple dealers online. Search inventories right from your computer or device.
  • Estimate the value of your trade-in. Find out how much you can expect to receive for your trade-in.
  • Apply for a credit union loan.
For low rates and payments, get pre-approved for a loan. Get preapproved online or at a branch before you start shopping, and you’ll have everything you need for a convenient and affordable car-buying experience.

Start your search today

auto_buyers_guide.jpgFree Buyers Guide

You’ll be able to handle auto dealers and save yourself time and money by using these tips.

For more information about auto loan rates and financing:

*Annual percentage rate. Loans subject to credit approval. See current rates and terms. Payments will be $17.96 per $1,000 borrowed on a 60-month loan at 2.99% APR.  Promotional rate includes 0.25% discount for MyStyle Checking product. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Membership required – based on eligibility.

**There is a $15 upfront charge for the report, but it will be rebated if you finance a vehicle from Mountain America. Loan must close within 90 days of purchasing report. Rebated amount will be deposited into account used to purchase code. Loan does not have to be for the vehicle for which report was pulled.

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