Where dream car
meets dream rate.

A great deal on a new vehicle is much more than the make, model, package and price. It also includes great financing from Mountain America.

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The low-rate auto you've been dreaming of

Picture the perfect car. You know, the one you’ve been eyeing for some time now. It’s got everything you want—the right shape, the right color, the right options. It’s practically calling your name. All you need to do is seize the day and get it.

The good news is you can have that dream car without paying too much on the loan. That’s because at Mountain America, we take standard low-rate financing and knock off an additional quarter percent with our MyStyle discount. No teasers or shorter terms. Just one low, dream rate for your dream car.

Advantages of a Mountain America Auto Loan

There are auto loans…and then there are Mountain America auto loans. What’s the difference? Take a look:
  • Rates as low as 2.74% APR with MyStyle discount*
  • Available for both new and used vehicles
  • Online preapproval
  • Onsite financingtell the dealership you want Mountain America financing
  • Free AutoCheck History Report**
  • Terms up to 60 months
  • No application fees

Get Your Dream Car and Dream Rate

No, you’re not dreaming. But our 2.74% auto loan rate is unbelievably low. So make sure to apply before it’s gone.

Research Tools

Still hunting for the perfect car? Mountain America has the tools to make your search easier.
  • Auto CenterFrom shopping and financing to insurance and maintence, with Mountain America's Auto Center you can equip yourself with the knowledge you need to successfully navigate every turn of the car buying and selling process. 
  • AutoSmart With this helpful tool, you can compare vehicles, see trade-in values and even locate your dream car. 
  • AutoCheckWith this helpful tool, you can make a more accurate and more confident decision. That’s because the AutoCheck vehicle history report gives you an easy way to understand a vehicle’s history, compare similar makes and models and select a vehicle you can trust. 
  • Auto Loan Calculator See how much your monthly payment would be. Calculate payments.

Auto Buyer's Guide

auto_buyers_guide.jpgNeed even more information about buying a vehicle? Get our free Auto Buyer's Guide by submitting the form below. We will email you this helpful guide that is full of tips and information.


If getting a good deal is important to you (and for most of us, it certainly is), you’ll want to prepare for all aspects of a vehicle purchase before you even head to the car dealership. This includes reviewing vehicle descriptions, ratings, reviews and comparisons. You’ll also want to calculate how much car you can afford.

With AutoSmart, you can do just that. It comes fully loaded with the tools you need to compare vehicles, see trade-in values, calculate payments and even locate your dream car. More importantly, it’s free for Mountain America members!

Start your search today

auto_buyers_guide.jpgFree Buyers Guide

You’ll be able to handle auto dealers and save yourself time and money by using these tips.

For more information about auto loan rates and financing:

* Loans subject to credit approval. See current rates and terms. Payments will be $17.85 per $1,000 borrowed on a 60 month loan at 2.74% APR. Promotional rate includes 0.25% discount for MyStyle Checking product.  Membership required – based on eligibility. Federally insured by NCUA. 

**There is a $15 upfront charge for the report, but it will be rebated if you finance a vehicle from Mountain America. Loan must close within 90 days of purchasing report. Rebated amount will be deposited into account used to purchase code. Loan does not have to be for the vehicle for which report was pulled.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 

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