Competitive rates to help you reach your financial dreams
Current Business Loan & Account Rates
At Mountain America, you'll find competitive rates on checking, deposits, credit cards and loans to make your business succeed.
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Money Market
Rates and terms subject to change.
| Product | Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Money Market - Under $2,500 | % Rate | % APY | $0 Min. Balance |
| Money Market - $2,500 - $9,999 | % Rate | % APY | $2,500 Min. Balance |
| Money Market - $10,000 - $24,999 | % Rate | % APY | $10,000 Min. Balance |
| Money Market - $25,000 - $49,999 | % Rate | % APY | $25,000 Min. Balance |
| Money Market - $50,000 - $99,999 | % Rate | % APY | $50,000 Min. Balance |
| Money Market - $100,000 - $249,999 | % Rate | % APY | $100,000 Min. Balance |
| Money Market - $250,000 - $999,999 | % Rate | % APY | $250,000 Min. Balance |
| Money Market - $1,000,000 + | 4.55% Rate | 4.65% APY | $1,000,000 Min. Balance |
| APY= Annual Percentage Yield | |||
Checking
Rates and terms subject to change.
| Product | Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Business Analysis Checking Earnings Credit - Under $20,000 | % Rate | % APY | $0 Min. Deposit |
| Business Analysis Checking Earnings Credit - $20,000 + | % Rate | % APY | $20,000.00 Min. Deposit |
| Business Growth Checking - $1,000 to $19,999 | % Rate | % APY | $1,000.00 Min. Deposit |
| Business Growth Checking - $20,000 + | % Rate | % APY | $20,000.00 Min. Deposit |
| Business Sweep - Under $50,000 | % Rate | % APY | $0.00 Min. Deposit |
| Business Sweep - $50,000 to $99,999 | % Rate | % APY | $50,000.00 Min. Deposit |
| Business Sweep - $100,000 to $249,999 | % Rate | % APY | $100,000.00 Min. Deposit |
| Business Sweep - $250,000 + | % Rate | % APY | $250,000.00 Min. Deposit |
| APY=Annual Percentage Yield |
Savings
Rates and terms subject to change.
| Product | Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Primary Savings | % Rate | % APY | $100.00 Min. Deposit |
| Secondary Savings | % Rate | % APY | $0.00 Min. Deposit |
| APY=Annual Percentage Yield |
Credit Card
Rates and terms subject to change.
| Card type | Annual fee | Rate (APR) |
|---|---|---|
| Business Visa Platinum | No Annual Fee | As low as % Variable APR |
| Business Visa Platinum Rewards | No Annual Fee | As low as % Variable APR |
| Loans on approved credit. For credit card products, APR shown is for purchases. APR may be higher for cash advances and balance transfers. See the Visa Disclosure Statement and Visa Disclosure Agreement for complete details. | ||
current business loan and account rates FAQs
What is the average interest on a business loan?
The average APR¹ will vary depending on the type of business loan you need.
- SBA loans: 4-13%
- Equipment loans: 4-40%
- Business lines of credit: 7-25%
What are current SBA loan rates?
Current SBA loan rates are between 5-8%, on average, depending on the loan size and term.
Are credit unions better for business accounts than banks?
Both options provide certain advantages. Credit unions are often more flexible than banks, making it an easier option when you need a loan. Credit unions usually offer lower banking fees as well.
1. Annual Percentage Rate
