Protect your investment
Large & Small Business Insurance
Our independence means you have options
We know that every business is unique. That’s why Mountain America Insurance offers a wide variety of large and small business insurance options to give your business the coverage it needs.
You receive competitive pricing because we are independent advisors. We align your business with the best insurance companies, fit specifically for you. This means you get the best price and coverage.
Selecting the right policy
Mountain America Insurance coverage options include:
- General liability insurance
- Professional liability insurance
- Business owners' policies
- Workers' compensation
- Commercial vehicle insurance
Get a free, no-obligation business insurance quote
Get a quote online or call us at 1-877-276-7882 to discuss how to protect your business.
Business insurance quoteNot sure what your business needs?
Contact us today. Our insurance advisors will answer your questions and help you identify the types and amounts of coverage necessary to protect your company.
Industry-specific quotes
Enhanced options for contractors and subcontractorsMountain America now offers business insurance options through Acuity Insurance® for contractors and subcontractors:
- Business owners’ policies (property and liability)
- Commercial vehicle insurance
- Workers’ compensation
Large and small business insurance frequently asked questions
What type of insurance do I need for my business?
Every business is unique and will require different coverage plans. There are some insurance policies that benefit every business. It is recommended that all businesses invest in at least general liability insurance. Reach out to a business representative from Mountain America Insurance Services to get a recommendation for your business.
How much liability insurance do I need for my business?
Sometimes purchasing liability insurance is a requirement to run your business. If this is the case for you, it is likely that there are required coverage specifications. If there isn’t a requirement, assess the level of risk your business takes on to consider what policy option is enough. Consider add-on coverage options to stay fully protected.
Why should a business have insurance?
We all know accidents can happen at any time. When they do, business insurance will help cover associated costs. If a business does not have insurance, they will likely have to pay costly out-of-pocket expenses for property damages and liability claims that could impact the viability of the business’ survival.
How much is general liability for a small business?
The median cost of general liability insurance is $500 annually. Many small business owners typically pay between $300 and $600 annually.
Are small businesses required to have insurance?
The federal government does require businesses with employees to purchase unemployment, disability insurance and workers’ compensation. It is recommended, however, to check the laws in your state since each state requires specific types of business insurance.
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