Achieve long-term savings and financial goals with excess business cash

Business Certificates

Our certificates are a great way to earn competitive dividends on safe, long-term investments.
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Get a fixed rate of return for your business

Set aside funds for a fixed period with a business certificate account. You'll receive a higher dividend rate than with a traditional long-term business savings account. The longer your certificate term, the more you will earn. It’s a simple way to boost business savings and enhance your company’s financial future.

Benefits of a certificate account
  • Provides higher dividend earnings than other savings options
  • Offers fixed, steady growth for long-term savings
  • Comes with terms from 6 to 60 months

Open your certificate

Make your business stronger with a business certificate account. Requires only a $500 minimum deposit. Meet with a business advisor today—visit your nearest Mountain America branch or call 1-888-845-1850.

More resources

Business Savings

Build up your hard-earned cash for future needs and grand ideas with a business savings account.

Money Market

Earn a higher dividend rate while maintaining the flexibility to withdraw funds as needed.

Business 401(k)

Enjoy the added benefits of a retirement plan option for both you and your employees.

Business Loans

Get the right loan for your business from the #1 SBA lending credit union in the nation.