More than a rewards checking account
MyStyle Checking
Enjoy a mountain of benefits that make life easier—and reward you too—with MyStyle® Checking from Mountain America.
MyStyle benefits
Manage your everyday banking needs with Mountain America Credit Union’s MyStyle Checking—a checking account that offers a huge variety of benefits¹ and rewards with an estimated monthly savings value of over $150.² MyStyle benefits are accessible exclusively through online and mobile banking.
Use it today
Access our instant-issue Visa® debit cards with contactless payment technology for seamless, rapid and convenient transactions.
Loan rate discounts
Receive an automatic 0.25% discount off new personal, auto and RV loan rates.
My Rewards
Earn points to redeem for travel rebates, gift cards and other rewards.
Telehealth
Access zero-cost telehealth services, prescription discounts and more.
Mobile phone protection
Get up to $850 in replacement coverage for your mobile phone or smartphone.³
Additional benefits
Identity protection
Access a suite of services to better protect your identity and get identity theft assistance.³
Dark web monitoring
Receive monitoring for your personal information on the dark web.
Identity monitoring
Get protection against suspicious activity on over 1,000 databases.
Savings and entertainment
Enjoy exclusive offers and discounts on travel, dining, events and shopping.
Zelle®
Card manager
FICO® Score
$0 minimum
Waive the fee
If you take the following action monthly, we’ll waive the $7 maintenance fee:
Perform 20+ card transactions(Debit and/or credit)
Members who are age 24 and younger, age 60 and older, or maintain an average daily balance of $10,000 in MyStyle Checking will also have the fee waived automatically.
Open your account
Life is filled with mountains, but as long as you keep moving forward, you can overcome them. So, when I’m home, I want to take things easy. That’s why I appreciate Mountain America—MyStyle makes life a breeze.
—Jenn Drummond
MyStyle Checking FAQs
What is a MyStyle Checking account?
MyStyle Checking is a rewards checking account that lets you manage your everyday banking needs.
Deposit checks from your phone in seconds, transfer funds, pay bills, track budgets and more—all while receiving extra benefits like loan rate discounts, rewards, telehealth and identity theft protection. Our online and mobile banking services make it easy to take control of your finances.
Can I open a checking account online?
Do I need to be a Mountain America Credit Union member to open a checking account?
Membership is required to open a MyStyle Checking account. If you are not yet a member, you can easily apply for membership and a MyStyle Checking account at the same time. View our membership eligibility requirements.
How do I access my money in my checking account?
Our mobile app and online banking services make it easy to access your account anytime and anywhere. Transfer funds, send and receive money, pay bills or deposit checks right from your phone.
Plus, we are always happy to help you at any branch. We have branches across the Intermountain West and network with more than 50,000 MoneyPass and CO-OP Network ATMs.
Can I deposit a check with my phone?
Yes, tap mobile deposit in the Mountain America mobile app to deposit a check in seconds.
What information do I need to open a MyStyle Checking account?
You will need your:
- Name and ID (driver license, state ID or passport)
- Physical address
- Phone number and date of birth
- Employment status and employer (if employed)
- Social Security or Taxpayer Identification Number
How long does it take to receive a debit card?
We can instantly issue a card to you at any Mountain America branch. If you open an account online or over the phone, you should receive your card within 7–10 business days.
What are the next steps after I submit my application online?
Most accounts will be opened within minutes. Then you will be prompted to fund your account through an ACH transfer from another financial institution. Next, use your account number to sign up for online banking and download the mobile app.
How do I access the MyStyle benefits?
You are automatically eligible to access the benefits with your checking account. Benefits are available exclusively through online and mobile banking. Some benefits require no-cost registration or activation.
Who do I contact if I need assistance with a benefit?
For questions regarding the loan rate discount or rewards program, please contact 1-800-748-4302. For questions regarding the identity protection/monitoring, dark web monitoring, mobile phone protection, savings and entertainment or telehealth benefits, please contact 1-866-210-0361.
Get started
Open your account online, by visiting your nearest Mountain America branch or by calling 1-800-748-4302.
Open your accountJoin at a branch2. Estimated value is based on approximate monthly cost or savings for similar marketplace benefits and is subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through MyStyle Checking. No cash value is implied with the use of this account or any of its features.
3. The descriptions herein are summaries only and do not include all benefit terms, conditions and exclusions. After completing registration, please refer to the Guide to Benefit online for complete coverage details, exclusions and providers. MyStyle Checking account required at time of loss. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4. U.S. checking or savings account required to use Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score available to primary members only.
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