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New and Used Motorcycle Loans
Calculate your motorcycle loan payment¹
Today's Rate
New & Used Motorcycle Loans
As low as
Fast and easy financing for motorcycles
Get the low rates, low payments and flexible terms you deserve with a new or used motorcycle loan from Mountain America. Our motorcycle loans are perfect for cruiser, sport, touring and dual-purpose motorcycles. We also offer financing for dirt bikes. Refinancing options are also available to help you lower the rate or payment.Features of our new and used motorcycle loans:
- Fixed motorcycle loan rates as low as % APR
- Loan terms up to 72 months (6 years)³
- No application fees
- Financing available at most dealerships
- Rate discounts with MyStyle® Checking⁴
Motorcycle loan FAQs
How do you get a motorcycle loan?
Getting a motorcycle loan with Mountain America is fast and easy, especially when you apply online. You can also visit a Mountain America branch or request onsite financing—just tell the dealership you’re using Mountain America financing.
Prequalify for a motorcycle loan by calling our service center at 1-800-748-4302. You may be required to fax or email scanned copies of certain documents, like income verification, in order to prequalify. Once prequalified, we'll send the closing paperwork to your local Mountain America branch so you can sign the documents. If you are unable to visit a branch, the documents may be sent through Docusign. Your loan agent will work with you to make the process as easy as possible.
Is it hard to get a motorcycle loan?
Some financial institutions may make it difficult to get a motorcycle loan—we don’t. In a few minutes, you can apply online, over the phone or in person at a branch.
Is a motorcycle loan an auto loan?
No, while while these loans use the same application process, a motorcycle loan is different from an auto loan. You would get a motorcycle loan for a cruiser, sport, touring or dual-purpose motorcycle.
Can you refinance a motorcycle loan?
Yes, we offer motorcycle loan refinancing options if you want to lower your interest rate or your monthly payment. You'll need to fill out a loan application online, through the mobile app, at your local branch, or by calling the service center at 1-800-748-4302.
A Mountain America loan officer will then review your application, and if you qualify for a lower interest rate, we will work with you to set your new loan terms. Once approved, we'll send the closing paperwork to your local Mountain America branch. If you are unable to visit a branch, the documents may be sent through Docusign. Your loan agent will work with you to make the process as easy as possible.
Apply for a loan today
Apply today for your new or used motorcycle loan online by clicking the button below. Or, apply at a local branch.You can even ask for Mountain America financing at the dealership.
Apply now
Additional resources
Motorcycle Insurance
PowerSports Protection
Before You Buy
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4. Loan rate discount valid on new loans only.
