Financing your off-road adventures

Dirt Bike Loans

With our fast and affordable dirt bike financing, you’ll be racing across the dunes or down the trail in no time.
person riding dirtbike in sand
person riding a dirt bike
macro image of dirt tracks

Calculate your dirt bike loan payment¹

Today's Rate

New & Used Dirt Bike Loans

As low as

%
APR
$0.00

Monthly Payment

Apply Now
back view of a dirt bike

Fast financing for dirt bikes

When it comes to financing a dirt bike, we believe it should be fast and affordable. We’ll help you get a great rate and flexible terms for your new or used off-road motorcycle. Refinancing options are also available, so if you have a motorcycle loan elsewhere, you can refinance here and lock in a lower monthly payment.

Our dirt bike loans feature:

  • Fixed rates as low as % APR
  • No application fees
  • Terms up to 6 years³
  • Onsite financing at many dealerships
  • Rate discounts with MyStyle® Checking
Apply now
overhead view of someone riding a dirt bike

Dirt bike loan FAQs

How do I finance a dirt bike?

Getting a dirt bike loan is similar to obtaining a loan for a car or other motorcycle. Knowing your credit score will help you better determine loan options, but typically a dirt bike loan involves three simple steps

  1. Get pre-approved for an affordable amount.
  2. Find a motorcycle from a dealer or private seller.
  3. Complete the loan, purchase the bike, and enjoy the dirt and trails ahead.

Dirt bike financing can also happen without preapproval. If you find a motorcycle you want, use the bike details to get motorcycle financing approval. However, you do run the risk of selecting a bike outside of your budget or above what you qualify for.

Apply for a loan today

Apply today for your new or used dirt bike loan online by clicking the button below. Or, apply at a local branch.
You can even ask for Mountain America financing at the dealership.

Apply now

Additional resources

Motorcycle

Motorcycle Insurance

We'll work with the top insurance providers to customize a policy for your bike. Get a free quote today!
side-by-side vehicle on dirt road

PowerSports Protection

Make sure your dirt bike repairs are covered with an affordable vehicle protection plan.
Jeep driving through a river

Before You Buy

Do your homework before you buy your next car or motorcycle. Our free e-book gives you tips to get the best deal.
1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
2.  
3.