Growing savings for growing kids
Youth Certificates
Save for long-term goals while earning higher dividends than you would with a primary savings account.
The future is bright
Position your children and teens for financial success by opening a youth certificate account from Mountain America. It’s a great way for kids to learn the value of investing as they save for long-term goals like paying for college or buying their first car. Plus, they can deposit funds whenever they want, giving them an additional way to grow their money.*
- For anyone 27 and younger
- $5 to open the youth certificate account
- Make deposits anytime, up to $10,000 per year from open date
- No monthly service fees
Youth certificate details
- Account terms available: 12, 24, 36, 48 and 60 months
- Automatically renews at a term equal to or less than the original term at the current interest rate
- On your child's 28th birthday, the account automatically renews as a standard certificate
- Account can be closed during the 10-day grace period at maturity with no penalty
Get your youth certificate today
To open an account, simply visit your nearest Mountain America branch, call us at 1-800-748-4302 or apply online.
Open your accountYouth certificate rates
View all certificate ratesYouth certificate
12-month
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Youth certificate
24-month
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Youth certificate
36-month
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Youth certificate
48-month
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Youth certificate
60-month
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Mountain America Credit Union does not collect or use personal information from children under 13. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC website.
Rate & fee schedule
