BUILDING LOAN OPTIONS FOR YOUR BUSINESS
Commercial Real Estate
Commercial building and real estate loans
We understand the complexities of running a business while finding the right commercial property. That’s why we work hard to make sure your bases are covered. Have confidence knowing you have a trusted lender to walk with you through each step of the commercial building loan process. Check out our current commercial real estate loan rates and apply today!
Commercial mortgage benefits
- Up to 75% loan to value (LTV) on most properties; 60-70% LTV on specialty properties
- Competitive commercial real estate loan rates
- Low fees
- No prepayment penalty
- A variety of term options to meet specific needs
Apply for a commercial property loan today
Finance your business property with a commercial real estate loan from Mountain America. Contact a Commercial Loan Officer or visit your nearest branch to apply.
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COMMERCIAL LOAN OFFICERS
Meet the team
Get the direction you need on your commercial property from our loan experts.
Contact a commercial loan officer today.
Meet the Team
Commercial real estate loans FAQs
What is the interest rate for commercial real estate loans?
The average interest rate for commercial real estate loans varies based on a variety of factors. Speak with a loan officer for information to meet your specific needs.
How long are commercial property loans?
The loan term for commercial property loans is typically 10 years with rate adjustment options. The amortization period can be 25 to 30 years.
How much will banks/credit unions lend for commercial property?
The average commercial property loan amount is $1,000,000. Larger loan amounts are available based on collateral and the borrowers ability to repay.
How much do you need down for commercial property?
The minimum down payment needed for a commercial property loan varies depending on the lender. On average, 20% to 35% of the overall purchase price is needed for the down payment.
How do I get a commercial real estate loan?
- Determine which commercial building or property you want to purchase.
- Determine which real estate loan type works best for your needs.
- Check your credit score.
- Gather all the requested documents and lender information.
- Apply for a commercial real estate loan.
What property types does Mountain America finance?
Speak with a Commercial Loan Officer today about financing for multi-family, industrial, office, warehouse, retail and more.
Why Mountain America?
You will benefit from local underwriting and decision-making, competitive rates, fewer fees, no pre-payment penalties and a direct relationship with a knowledgeable Commercial Loan Officer who will work with you directly through the lo
