Savings Products

Saving is the foundation of financial planning. It can provide an emergency cushion in the event of a large, unforeseen expense and enables you to accomplish your goals, such as paying for a child's education, a new home or your retirement.

Traditional Savings Account

Keep your money in a safe place while it earns interest. Mountain America's Traditional Savings Account is the perfect starting point as you plan for the future.

• Competitive rate compounded and paid monthly
• Easy access to your money
• Secondary accounts available for planned expenses like vacations, education, holidays and gifts

Term Deposits

Maximize your savings with Mountain America's Term Deposits. These high-rate accounts are ideal for long-term planning.

• Pay higher dividends than other savings vehicles
• Terms from 6 months to 5 years
• Competitive rates
• $500 minimum deposit

Money Market Accounts

Grow your money without locking it up for an extended period of time. Our Money Market Accounts give you the earnings of a CD with the flexibility of a savings account.

• Unlimited access to your funds
• Competitive rates paid monthly
• Higher dividends paid on higher balances
• Minimum balance of only $2,500

Individual Retirement Arrangements (IRAs)

Get better growth potential plus tax advantages with our Individual Retirement Arrangements (IRAs). Both our Traditional and Roth and IRAs make saving for a comfortable retirement easy.

• Long-term savings
• Reduce your tax liability
• Two popular options—Traditional and Roth. Which is right for you?