Checking Accounts
Whether you're interested in free services, interest-bearing options or minimum balance requirements, Mountain America has a variety of checking options so you can choose the account that fits you best.
| ACCOUNT FEATURES | Free Checking | Convenience Checking | Advantage Checking | Advantage Plus Checking | Money Market Checking |
| Over 25,000 fee-free ATMs |
Free | Free | Free | Free | Free |
| Bill Payer & eStatements |
Free | Free | Free | Free | Free |
| Visa® Debit | Free* | Free* | Free* | Free* | Free* |
| Earns Interest | No |
Yes |
Yes on average daily balance of $1,000 plus |
Yes on average daily balance of $1,000 plus |
Yes tiered based on average daily balance |
| Service Fees | No fees | Waived with Direct Deposit or average daily balance of $500 plus** |
Waived with Direct Deposit or average daily balance of $500 plus** |
Waived with Direct Deposit or average daily balance of $500 plus** |
Waived if average daily balance is $2,500 plus |
| Additional Benefits | Eligible for Advantage or Advantage Plus when balance requirements are met |
.25% off Auto/RV loans 10% off home loan origination fees |
.50% discount on many consumer loans Family Extension Benefits |
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| Minimum deposit or loan requirements | Combined deposits of $5,000 plus or combined loans of $50,000 plus¹ | Combined deposits of $10,000 plus or combined loans of $100,000 plus¹ |
Open your Checking Account at your nearest branch or call 1-800-748-4302.
*Subject to credit approval.
**Convenience Checking fee of $10.00 if deposit requirements are not met
¹Mortgage Loans longer than 10 years, Home Equity Lines and Business Loans not eligible for Advantage Plus benefits
