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100% First-Time Home Buyer Loans

When you're just starting out, you may not have the recommended 10% to 20% to put down. That's why Mountain America offers the 100% First-Time Home Buyer Loan Program. It allows you to purchase your first home with as little as $1000 down!

• Up to 100% financing (OAC)
• One low payment
• Only $1,000 down payment
• No mortgage insurance
• No income limitations
• Loan amounts up to $275,000
• Seller can put money toward closing costs
• Two payment options:
  • Standard 30-year fixed-rate mortgage
  • 5/1 ARM (Adjustable Rate Mortgage) with fixed rate for first 5 years
• No prepayment penalties
• Payments conveniently deducted from your Mountain America checking or savings account each month

Meet with a Mortgage Specialist