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FHA Loan Program
Purchase or refinance your home with the FHA (Federal Housing Administration) Loan Program. It offers competitive rates and expanded qualifying guidelines for those with less-than-perfect credit.
- Insured by the Federal Housing Administration
- As little as 3.5% down
- Down payment and closing costs can be in the form of a gift
- Seller can make contribution toward buyer's closing costs
- Various payment options:
- 15- and 30-year terms
- 3/1 and 5/1 ARMs (Adjustable Rate Mortgage)
- Non-traditional credit accepted
- Maximum loan amount varies by county*
*See Loan Officer for details
