Youth Term Deposit

Growing savings for growing kids.
Save for long-term goals while earning higher dividends compared to traditional savings accounts.

Youth Term Deposit

Growing savings for growing kids.
Save for long-term goals while earning higher dividends compared to traditional savings accounts.

The Future Is Bright with a Youth Term Deposit

Position your children and teens for financial success by opening a youth term deposit savings account from Mountain America. It’s a great way for kids to learn the value of investing as they save for long-term goals like financing their college education or buying their first car. Plus, they can add to the deposit balance whenever they want, giving them an additional way to grow their money.
  • Higher dividend rates than a regular savings account or traditional term deposits1
  • Only $5 to open account
  • Add to the balance throughout the year—up to $10,000 annually2
  • Variety of terms available—from 12 months to 5 years
  • For anyone age 27 and younger3
At the end of the term, the account automatically renews at a term equal to or less than the current term at the current interest rate. On accountholder’s 28th birthday, the account automatically converts to a normal term deposit.

Get Your Youth Term Deposit Today

To open an account, simply visit your nearest Mountain America branch, or call us at 1-800-748-4302.

Start Climbing with your Mountain Climber Term Deposit.

1. APY = Annual Percentage Yield. APY is based on the dividend rate and the frequency of compounding.
2. Early-withdrawal penalties may apply. Each member is limited to $100,000 in any one or combination of youth term deposit accounts.
3. Mountain America Credit Union does not collect or use personal information from children under 13. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC web site

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