Youth Term Deposit

Help your children understand the importance of saving for long-term financial goals with a Youth Term Deposit from Mountain America.

Youth Term Deposit

Help your children understand the importance of saving for long-term financial goals with a Youth Term Deposit from Mountain America.

Mountain Climber Term Deposit

Achieving economic prosperity can be difficult, especially for young people who have never learned how to manage money. You can make sure your children and teens are positioned for financial success by opening a long-term youth savings account for them.

With the Mountain Climber Term Deposit from Mountain America, they'll learn the value of investing as they save for a long-term goal, like financing their college education or buying their first car. Plus, they can add to the deposit balance whenever they want, giving them an additional way to grow their money.

Benefits of a Mountain Climber Term Deposit

  • Earns term deposit dividend rates, which are higher than regular savings account rates
  • Minimum opening deposit of $25
  • Add to the balance throughout the year (up to $3,000)
  • 1-, 2-, 3-, 4- or 5-year terms available
  • For anyone 27 and younger
Open a Mountain Climber Term Deposit account for your child today, and set them on the path to a strong financial future. 

To open an account, simply visit your nearest Mountain America branch, or call us at 1-800-748-4302.

Start Climbing with your Mountain Climber Term Deposit.

Early withdrawals from Regular, Youth and IRA Term Deposits are subject to fees and penalties that may reduce the earnings or the principal of the Term Deposit. Mountain America Credit Union does not collect or use personal information from children under 13. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC web site

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