Get Your “Home Away from Home” with a Travel Trailer Loan Camping is all about getting away and enjoying nature. The last thing you want is to feel tied down by financial obligations. With a Trailer Loan from Mountain America, you can set your mind at ease. Our rates are unbelievably low and our terms are flexible, so you’re bound to get a monthly payment you can afford. The same goes for refinance loans. If you financed a travel trailer somewhere else, let us know. We won’t judge. We’ll just help you secure a lower rate, better terms or more affordable payment. You’ll thank the lucky stars you talked to us. Your Destination for Low Trailer and Camper Rates You won't have to head to the middle of nowhere to find a low rate. Mountain America is close to home and we have some of the best rates and most flexible terms available. Here's what you get with a Trailer Loan at Mountain America: Low fixed rates—Calculate your payments Terms up to 144 months for fixed loans 20 year balloon payment option available Flexible terms No application fees Extensive dealer network New and used RV financing Discounts with MyStyle Checking reward Insurance options from mutiple providers How long is the financing term for a new travel trailer? The loan term for travel trailers depends on the amount financed and the trailer’s age. The average term for recreational trailers between $25,000–99,000 is eight to 15 years. Trailers qualifying as a residence and financed at $100,000 or higher are typically financed with a 20-year term. Most lenders won’t finance less than $7,500 for a trailer loan. Some may even require a minimum loan of $25,000. A five- to six-year loan term is a smart financial decision, but a longer term will give you more flexibility on your monthly payment amount. At Mountain America Credit Union, we offer flexible loan terms for new and used travel trailers. We also offer terms up to 12 years for fixed loans as well as a 20-year balloon payment option. Don't wait. Apply for a new or use trailer loan, or refinance your current loan, with us today. We'll get you great rates, low payments, and out on the open road in no time. Apply today by visiting your nearest Mountain America branch, calling 1-800-748-4302, or online by clicking the button below. APPLY NOW