Student Debt? Don't Fret. Let us help you simplify your student debt. Too many payments and too many loans can leave you feeling stretched thin once you graduate. Lighten your load by consolidating your private student loan debt* with a Mountain America education repayment loan. Check out these other features:: Low, fixed-interest rate No origination fees No prepayment penalties Maximum loan amount of $25,000 Fast processing Loan terms up to 120 months (10 years) or 12 months per $1,000 A repayment loan helps you keep things simple: a low, fixed interest rate with no origination fees and no prepayment penalties. We can help with a loan for up to $25,000 and loan terms up to 120 months (10 years) or 12 months per $1,000.