Instant Short Term Loans

Get quick access to money for emergency or necessary expenses.

Instant Short Term Loans

Get quick access to money for emergency or necessary expenses.

Quick Cash That's So Much Better Than a Payday Loan

At some point, almost everybody has a financial emergency that requires cash they may not have. When that happens, ask about Mountain America’s Instant Short Term Loan. It is an affordable alternative to payday, cash advance and deferred deposit loans. Applying is easy with our mobile app, and you’ll get a reasonable interest rate—not one that is triple-digits. Plus, the process is fast, so you’ll be on your way in no time.

Benefits of an Instant Short Term Loan

  • Instant decision and funding—have money deposited into your account within minutes of applying.
  • Affordable rate—lock in a fixed interest rate of 28% (most payday loans range from 196–600%).*
  • Mobile application—apply any time, day or night, from practically anywhere.
  • Quick, no-hassle process—it takes only about 10 minutes from start to finish.
  • Discreet—you never have to speak with a loan agent since the application is handled electronically.

Loan Details

  • Loans between $350 and $1000
  • 6-month term
  • Fixed interest rate of 28%
  • $20 application fee

Apply today using Mountain America’s mobile app

Simply log in to the app, select Loan Applications and Instant Short Term Loan. Don’t have the app? Download it today from iTunesGoogle Play or the Amazon Appstore

Download the App
Loans subject to eligibility requirements. Annual Percentage Rate (APR) is 28% with a maximum term of 6 months. The minimum monthly payment for a loan with a 28% APR and a 6 month term is $180.54 for $1,000 borrowed. The monthly obligation will be determined by the amount borrowed.
*A typical 2-week payday loan with a $15 per $100 fee equates to an APR of almost 400%. —Consumer Financial Protection Bureau

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