My Money ManagerOnline Money Management Tools

Now you can easily set budgets, track financial goals and stay on top of your finances with My Money Manager, our free personal financial management tool.

My Money ManagerOnline Money Management Tools

Now you can easily set budgets, track financial goals and stay on top of your finances with My Money Manager, our free personal financial management tool.

Your Handy Personal Finance Manager

Managing your money and maintaining financial stability is easier than ever. With My Money Manager from Mountain America, you can easily set budgets, track financial goals and stay on top of your finances. Additionally, this helpful service is FREE with Mountain America’s Online Branch.

Complete Financial Picture

My Money Manager is a free personal financial management (PFM) tool that gives you the ability to link all of your accounts in one convenient location. Every cent you earn and spend is categorized, graphed and charted so you can see exactly how your money is being used.



Track Long-term Goals

The Goals tool automatically calculates how long it will take to complete each financial goal you enter. It then creates an interactive timeline, making it easy to see at a glance how close you are to reaching your objectives.

Establish Savings Goals

From the beginning, Goals will help you create a personalized money management plan by walking you through your most important financial objectives, just like a financial coach would.

Add All of Your Financial Accounts

Bring all of your financial information into one location. You'll see your Mountain America accounts, as well as loans, accounts, and any other information you enter from any number of institutions and providers.

Visualize Your Spending Habits

You can see where you're spending the most money each month with easy to understand graphs. Expenses are grouped by type and the bigger the bubble, the more your spending. Plus you can see how much of your budget you've spent, helping you monitor if you're maintaining your budget.

Track Your Net Worth Month-to-Month

Measurements are key to progressing towards your goals. Each month, you can view a graph of your net worth to see if you are on track to reach your goals, or if you need to make adjustments to your plan.

View and Categorize Transactions

Transactions can be categorized from all your accounts,  allowing you to see how much you spend on groceries, gas, utilities, etc. each month and adjust your budget accordingly.

View Graphs of Your Spending Habits

Once you have categorized your spending, intuitive graphs will show you how much you are spending in each category, at a glance. Use this information to make budget and spending adjustments to help you better manage your money.

Drill Down for Detailed Reports of Each Spending Category

Clicking a graph segment will show you detail about the spending in that category, allowing you to pinpoint your spending habits.

Registering for My Money Manager

My Money Manager is free for users of Mountain America Online Branch and only takes a few minutes to set up. Simply log in to Online Branch, click the My Money Manager tab and enter your email address.

What is My Money Manager?

My Money Manager is a personal financial management service that combines, organizes and tracks all of your financial information. With it you can track expenses, create budgets, set goals and plan for the future.

Who can use My Money Manager?

My Money Manager is a free service for Mountain America Online Branch users. If you are not a member, click here to join the credit union. You may also call our Service Center at 1-800-748-4302.

Are there fees?

No. My Money Manager is a free service for Mountain America Online Branch users.

Is My Money Manager secure?

Yes. Using My Money Manager is safe. All data is transmitted over SSL with a VeriSign Class 3 Extended Validation SSL Certificate.

Is it difficult to set up and use?

No. Setting up your My Money Manager account is easy. Simply log in to Online Branch, click the Account Management link at the top of the page, select My Money Manager and enter your email address. Once inside My Money Manager, you'll find built-in tutorials, videos and a knowledge bank to help you set up and manage your accounts.

How long does it take to use My Money Manager the first time?

First-time users usually take 20-25 minutes to fully complete the process. However, you do not have to enter all of your information at once. My Money Manager saves your progress so you can pick up where you left off the next time you log in.

Why does My Money Manager require an active email address?

My Money Manager uses your email address as your unique user ID to verify your account during sign-up, to send alerts and for occasional communications from Mountain America.

Where do I access My Money Manager?

My Money Manager can only be accessed through Mountain America’s Online Branch at

Can I use my Online Branch login?

No. My Money Manager requires a unique email address login.

Can I use it to make transfers or pay bills?

No. Transfers and bill pay functions can be done only in the Bill Pay section of Online Branch.

How does My Money Manager get my account information?

My Money Manager connects to Mountain America and other institutions through secure connections by using your user ID and password for each institution to collect your financial data.

Why do some of my accounts show more history than others?

The amount of transaction history in My Money Manager depends on the amount of data each financial institution makes available.

Is there a mobile version or app?

My Money Manager is available within the MACU app on iOS and Android devices.

How do I get an access code or username and password for My Money Manager?

To begin using the My Money Manager mobile app, you will need an access code. Click here for instructions on how to get it.

Can I change my login email?

Yes, you can change your login email address inside My Money Manager. Click the Menu button, select Settings and enter the new email address.

What if I need help?

My Money Manager includes built-in tutorials, videos and a knowledge bank that helps you answer the most common questions. If you do not find the solution there, you can contact online support by clicking the ? icon in the upper right corner of My Money Manager. Or you can call the Mountain America’s Service Center at 1-800-748-4302.

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Best of all, My Money Manager is free in Online Branch.

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