Motorcycle and ATV Loans

Before you can start your off-road adventure, you need to secure financing for that new motorcycle, ATV or side by side. This is where Mountain America comes in.

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Motorcycle and ATV Loans

Before you can start your off-road adventure, you need to secure financing for that new motorcycle, ATV or side by side. This is where Mountain America comes in.

Financing an ATV or Motorcycle: Easy as 1, 2, 3!

If you have always fantasized about cruising colorful desertscapes on an ATV or soaring down the coastal highway on a motorcycle, then why not make that dream a reality? Mountain America offers low, fixed rates, so you can hit the trails without breaking the bank.

Benefits of A Mountain America RV Loan

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People often hesitate to buy that splashy new toy like a motorcycle, ATV, or boat, because of worries about keeping up with monthly payment. But with Mountain America's flexible terms, the amortization period on such an investment can be quite affordable! 

How Motorcycle and ATV Loans Work


When you consider financing a motorcycle or ATV, take advantage of Mountain America's flexible lending period. For example, the loan period can be as long as 72 months (or six years).  So, when calculating the monthly note for a motorcycle or ATV, factor in:
  • The total cost of the vehicle
  • The monthly fixed-interest rate; loan calculators can help crunch the numbers (generally, the lower your credit score, the lower the interest rates on your purchase will be)
  •  Divide those totals by the number of months the consumer wishes to finance
Even if you are more comfortable making the notes on a recreational vehicle for a long period of time, as long as you have a low fixed interest late, you are still paying more on the premium than in interest.  Further, there are no penalties for paying above the minimum amount due, which will help reduce the amount paid in interest.

Don’t wait! Apply for an ATV or Motorcycle loan with Mountain America today and get on the road or trail sooner than you imagined for less than you imagined.

Apply online by clicking the button below, or visit your nearest Mountain America branch, or call 1-800-748-4302.

APPLY NOW

Take the first step for your off road adventure today.

*Annual Percentage Rate

Ask for Mountain America financing at the dealership. Loans subject to credit approval.

See current rates and terms. The minimum payment for a loan with a 5.25% APR and 5-year term is $18.97 per $1,000 borrowed. See our Loan Calculator for specific examples.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 

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