100% Loan-to-value financing
First-Time Homebuyers


Make more room for raising a family, hosting friends, playing in the backyard and more with Mountain America’s 100% first-time home buyer program. We can help you get into your first house with little money down and up to 100% loan-to-value financing. Plus, you could save money on your monthly payment because mortgage insurance isn’t required.
Our 100% first-time home buyer program features:
- Low rates
- Up to 100% loan to value*
- Down payments as low as $1,000
- Quick Close paperless mortgage process
Take the next step toward owning your first home
Don't wait! Apply for the first-time home buyer program at Mountain America today. Apply online now by clicking the button below, visit your nearest Mountain America branch, or call 1-800-277-7703. If you still have questions, schedule an appointment with one of our mortgage specialists for answers.
Apply nowFirst-time Homebuyer interest rates
Today's rate
100% First-time Homebuyer
As low as
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Today's rate
30-Year Fixed Mortgage (New Purchase)
As low as
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