100% Loan-to-value financing

First-Time Homebuyers

Buying your first home just got easier. With Mountain America’s 100% first-time home buyer program, you can get into your first home with fewer hassles and little money down.
couple looking at a laptop

Make more room for raising a family, hosting friends, playing in the backyard and more with Mountain America’s 100% first-time home buyer program. We can help you get into your first house with little money down and up to 100% loan-to-value financing. Plus, you could save money on your monthly payment because mortgage insurance isn’t required.

Our 100% first-time home buyer program features:

  • Low rates
  • Up to 100% loan to value*
  • Down payments as low as $1,000
  • Quick Close paperless mortgage process
*On approved credit. Membership required—based on eligibility.

Take the next step toward owning your first home

Don't wait! Apply for the first-time home buyer program at Mountain America today. Apply online now by clicking the button below, visit your nearest Mountain America branch, or call 1-800-277-7703. If you still have questions, schedule an appointment with one of our mortgage specialists for answers.

Apply now

First-time Homebuyer interest rates

Today's rate

100% First-time Homebuyer

As low as

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(%APR)

Today's rate

30-Year Fixed Mortgage (New Purchase)

As low as

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(%APR)