FINANCING YOUR ADVENTURES
Rivian Auto Loans
Finance your new or previously owned Rivian electric vehicle with a low-rate loan from Mountain America.
Finance your Rivian
If you’re in the market for a Rivian all-electric pick-up truck or SUV, Mountain America has the auto loan to put you in the driver’s seat. Our affordable rates and flexible terms perfectly complement your sustainable driving experience.
Rivian loan features
- Fixed auto loan interest rates as low as % APR (OAC) with MyStyle® Checking loan rate discount
- No application fees
- Terms up to six years⁵
- Onsite financing—Ask the dealership for Mountain America financing
- Refinancing options available
Calculate your Rivian loan payment¹
Today's Rate
New & Used EV Loans
As low as
Rivian financing FAQs
How does financing a Rivian work?
As you would with other auto loans, simply apply online or visit any branch to apply for Rivian financing. You’ll be asked for personal identification information, employment details, income verification and your current address.
What credit score do I need to finance a Rivian?
Your credit score is one of several factors a lender like Mountain America considers during the application process. Generally, a score of at least 620 is required, with the best rates going to borrowers with a score of 730 or higher.
What Rivian vehicles can I finance?
Mountain America provides loans for Rivian’s full line of electric vehicles. As of 2024, this includes:
- Rivian R1T
- Rivian R1S
The Rivian R2 and R3 are expected to arrive in 2026.
What is the interest rate for a Rivian R2?
When the R2 is released in 2026, the loan rate will be determined by your credit history and the length of the loan. Currently, you can get Mountain America rates as low as % APR² for other Rivian models.
Can I refinance my Rivian?
Yes, refinancing is available for Rivian vehicles. Mountain America has extremely competitive interest rates, so it’s worth exploring how much money you could save by refinancing here.
Get your Rivian at a lower rate
Apply online or at a local branch. Or ask for Mountain America financing at the dealership.
Apply OnlineFind a branchAdditional resources
AutoCheck
Have confidence in your purchase with AutoCheck® history reports.
Find a car
Research makes and models, and shop for vehicles in your area.
Auto insurance
Customize your auto insurance policy to your individual or family needs.
Loan relief plans
Reduce or eliminate your car payment in the event of death, illness, injury or job loss.
Tesla financing
Interested in other electric vehicles? We also have low rates on Tesla loans.
Kia loans
Drive home a new Kia EV with low-rate financing from Mountain America.
- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
