ELECTRIFY YOUR FINANCING
Kia EV Auto Loans
Get the low rate and flexible terms you need to purchase a new or previously owned Kia electric vehicle.
Calculate your Kia EV loan payment¹
Today's Rate
New & Used EV Loans
As low as
Finance your Kia EV
If you’re shopping for an all-electric Kia sedan, crossover or SUV, Mountain America has the financing for you. Our low-rate auto loans make sustainable driving more accessible so you can lock in an affordable monthly payment.
Kia loan features
- Fixed auto loan interest rates as low as % APR (OAC) with MyStyle® Checking loan rate discount
- No application fees
- Terms up to six years⁵
- Onsite financing—Tell the dealership you want Mountain America financing
- Refinancing options available
Kia EV financing FAQs
How does financing a Kia EV work?
The application process is the same as it would be for most vehicle makes and models. Simply apply online or visit any branch. Be prepared to provide personal identification information, employment details, income verification and your current address.
What credit score do I need to finance a Kia EV?
Your credit score is one of several factors a lender like Mountain America considers during the application process. Generally, a score of at least 620 is required, with the best rates going to borrowers with a score of 730 or higher.
What is the interest rate for Kia financing?
What Kia EVs can I finance?
Mountain America provides loans for Kia’s full line of electric vehicles. As of 2025, this includes:
- Kia EV9
- Kia Niro EV
- Kia EV6
- Kia Soul EV
Get your Kia EV at a lower rate
Apply online or at a local branch. Or ask for Mountain America financing at the dealership.
Apply OnlineFind a branchAdditional resources
AutoCheck
Have confidence in your purchase with AutoCheck® history reports.
Find a car
Research makes and models, and shop for vehicles in your area.
Auto insurance
Customize your auto insurance policy to your individual or family needs.
Loan relief plans
Reduce or eliminate your car payment in the event of death, illness, injury or job loss.
Tesla financing
Interested in other electric vehicles? We also have low rates on Tesla loans.
Rivian loans
Take home a new Rivian EV with low-rate financing from Mountain America.
- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
