Personal Loans

Quick and easy financing
Get funds for special purchases other than a home or vehicle. Our personal loans are both cost-effective and flexible.

Take care of your needs with a personal loan

Make a major purchase, consolidate debt or cover unexpected expenses with a Mountain America personal loan (also known as signature loan). You can also pay for short-term expenses like taxes, holidays and vacations. No collateral is required, and you’ll get some of the best interest rates and terms in the region—from Idaho to New Mexico, and Utah to Nevada.

Personal loan features

  • Low, fixed rates
  • Terms up to 60 months*
  • No application fees
  • No collateral required
 

Signed, sealed, delivered

A personal loan could be yours in minutes when you apply through our free mobile banking app. Simply log in and follow these steps:

  • Tap Apply for a Loan on the main menu
  • Tap Personal Loan


Don’t have the app? Download it now to get started. You may also contact your nearest branch, call the Service Center at 1-800-748-4302 or get started online.
 

Apply online
 


*On approved credit. Annual Percentage Rate. Actual APR based on credit worthiness. Advertised rate includes 0.25% discount for MyStyle Checking. The minimum monthly payment for a loan with a 9.49% APR and 60-month term is $21.00 per $1000 borrowed. Membership required – based on eligibility

What is a personal loan?

A Personal Loan, often called a Signature Loan, or a good faith loan, is a type of unsecured personal loan offered by a financial institution. The primary requirement of these loans is the borrower’s signature and their promise to pay. Most institutions may also check a borrower’s credit score, and some require a loan cosigner.

Signature loans are a kind of unsecured term loan which means that this loan isn’t secured by collateral, like a borrower’s car loan or home mortgage. The term requires that the loan is paid off during a predetermined timeframe, which is typically through monthly payments during the duration of the loan term.

Rate Check

Personal loans

Get today’s rate on personal loans.

Instant Financing

Get approved in minutes

Use the app to get a credit card, personal loan or vehicle loan.

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