Personal Loans

Quick and easy financing
Get funds for special purchases other than a home or vehicle. Our personal loans are both cost-effective and flexible.

Take care of your needs with a personal loan

Make a major purchase, consolidate debt or cover unexpected expenses with a Mountain America personal loan (also known as signature loan). You can also pay for short-term expenses like taxes, holidays and vacations. No collateral is required, and you’ll get some of the best interest rates and terms in the region—from Idaho to New Mexico, and Utah to Nevada.


Personal loan features

  • Personal loan interest rates as low as 9.49% APR
  • Terms up to 60 months*
  • No application fees
  • No collateral required

Signed, sealed, delivered

Don't wait. Apply for your personal loan online by clicking the button below. You can also contact your nearest branch, or call the Service Center at 1-800-748-4302. 

Apply online

A personal loan could also be yours in minutes when you apply through our free mobile banking app. Simply log in and follow these steps:

  • Tap Apply for a Loan on the main menu
  • Tap Personal Loan

Don’t have the app? Download it now to get started.

*Annual percentage rate. Loans on approved credit. Actual APR based on credit worthiness. See current rates and terms. Membership required–based on eligibility. Advertised rate includes 0.25% discount for MyStyle Checking. 60 monthly payments of $21.00 per $1,000 borrowed.

Personal Loan Frequently Asked Questions

What is a personal loan?

A Personal Loan, often called a Signature Loan, or a good faith loan, is a type of unsecured personal loan offered by a financial institution. The primary requirement of these loans is the borrower’s signature and their promise to pay. Most institutions may also check a borrower’s credit score, and some require a loan cosigner.

Signature loans are a kind of unsecured term loan which means that this loan isn’t secured by collateral, like a borrower’s car loan or home mortgage. The term requires that the loan is paid off during a predetermined timeframe, which is typically through monthly payments during the duration of the loan term.

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Personal loans

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Use the app to get a credit card, personal loan or vehicle loan.

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