Mountain America Credit Union
Arizona Mortgage Lender
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Arizona mortgage rates
At Mountain America, we recognize that buying a home in Arizona requires dedication and hard work. That’s why we're here to provide you with the knowledge, resources and personalized support you need for your journey to homeownership.
Start the process of owning your dream property with our tailored solutions. Use our Arizona mortgage calculator to explore your options and connect with our loan representatives today. Let's make your dream property a reality together.
Today’s mortgage rates in Arizona
Conventional
30-year fixed rate
N/A
FHA
30-year fixed rate
N/A
100% First-time Homebuyer
30-year fixed rate
N/A
Jumbo
30-year fixed rate
N/A
Arizona mortgage calculator
Use our Arizona mortgage calculator to estimate your monthly mortgage payments based on your loan amount, interest rate and loan term. It's a quick and easy way to see how much you can afford.
Estimate Your Mortgage Payments*
Popular loan types
Choose one of the most popular mortgage loans we offer in Arizona:
Conventional
Planning to buy a new home, vacation house or investment property? Conventional mortgage loans offer various term lengths, giving you some flexibility in making payments. They’re best suited for borrowers with strong credit and stable income.
First-time homebuyer
Looking to buy your first home? Our first-time home buyer program features low down payment options, competitive rates and tailored coaching so you can start the exciting journey to home ownership.
FHA
Federal Housing Administration (FHA) loan programs make the dream of homeownership possible for individuals and families in Arizona with a limited credit history or those who prefer a lower down payment.
Jumbo
Jumbo mortgage loans are a great choice if you want to purchase a luxury or high-value property. With Mountain America, you can find flexible terms and competitive rates, regardless of the size or price of your dream property.
Arizona regional and statewide mortgage programs
Several statewide programs can help you qualify for an Arizona mortgage loan. Some of these include:
- Arizona is Home—Ideal for first-time home buyers who haven’t owned property in the last three years.
- Arizona is Home Mortgage Assistant Program—This program is only available for first-time home buyers in rural areas with a 30-year fixed interest rate.
- HOME Plus—Mountain America partners with the Arizona Industrial Development Authority to help home buyers in every county with down payment assistance.
Why finance a mortgage at Mountain America?
Becoming a new homeowner can be a stressful experience without the right Arizona-based mortgage lender. At Mountain America, we’re committed to making the journey to homeownership more manageable with flexible Arizona mortgage rates and personalized service from one of our mortgage loan officers.
Our team brings
- Local support—Our trusted Arizona home loan representatives are knowledgable in both state and city real estate markets.
- Personalized care—The home-buying journey differs for everyone, so we customize our services to your specific needs and goals.
- Competitive rates—We offer flexible and competitive mortgage rates in Arizona, helping you find the perfect rate for the highest value.
- Quick & easy online tools—In addition to our straightforward online application, we provide several online tools and resources, including our Arizona mortgage calculator and online scheduler, to make managing your mortgage simple and stress-free.
When to call or schedule an appointment
- You’re looking to renovate and refinance your home.
- You're ready to start looking for a property and want to get pre-approved.
- You're looking for information about what loan programs are available.
- You’re curious about the current rates and closing costs of a purchase or refinance.
Where we're located
With 11 branches in Arizona, you're sure to have a location close by:
Apache Junction: Old West Highway
220 E. Old West Hwy.
Apache Junction, AZ 85119
Chandler: Frye Road
3471 W. Frye Rd.
Chandler, AZ 85226
Colorado City: Central Street
1045 S. Central St.
Colorado City, AZ 86021
Gilbert: Gilbert Road
3565 S. Gilbert Rd.
Gilbert, AZ 85297
Glendale: Northern Avenue
5910 W. Northern Ave.
Glendale, AZ 85302
Goodyear: Yuma Road
16326 W. Yuma Rd.
Goodyear, AZ 85338
Mesa: Power Road
4917 S. Power Rd.
Mesa, AZ 85212
Mesa: Southern Avenue
4325 E. Southern Ave.
Mesa, AZ 85206
Phoenix: Tatum Boulevard
10810 N. Tatum Blvd. #114
Phoenix, AZ 85028
Queen Creek: Combs Road
150 W. Combs Rd.
Queen Creek, AZ 85140
Queen Creek: Ellsworth Loop Road
22024 S. Ellsworth Loop Rd.
Queen Creek, AZ 85142
Speak to a local Arizona mortgage representative
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