Home Equity Lines of Credit

Use your home to build your future
Finish your basement, consolidate credit card debt, buy a new car and more with a home equity line of credit (HELOC) from Mountain America.

So many ways to use a HELOC

If you have equity in your home, use it to make a variety of improvements—not just around the house. A home equity line of credit (HELOC)* can be used for:

  • Home renovations
  • Finishing your yard
  • Debt consolidation
  • Educational costs
  • Medical expenses
  • Vehicle purchase

Plus, interest rates on a home equity credit line are typically lower than a standard credit card, which helps you save money in the long run.


Benefits of a HELOC

  • Interest-only options during draw period
  • Up to 90% combined loan-to-value financing
  • No fees or closing costs on loans under $250,000**
  • No annual maintenance fees
  • Borrow, repay and borrow again without reapplying

Get financing for all your projects

Apply for your home equity line of credit today by visiting your nearest Mountain America branch, calling 1-800-748-4302 or applying online.

Apply now

*Loans on approved credit.
**Some exceptions may apply. Minimum loan amount $8000. Loans subject to credit approval. Variable Annual Percentage Rates range from 4.00% to 18.00% based on credit worthiness. Some fees may apply that can range from $10.00 to $5000.00. Property Insurance is required. Payments do not include taxes and insurance and the actual payment obligation will be greater. Membership required – based on eligibility.

View dispute and mortgage servicing contact information.

Foreclosure Prevention

Another Option

Mortgage Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage.

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