Make every day more rewarding
Rewards Credit Card
Earn points toward travel, gift cards, event tickets and more with Mountain America’s Rewards credit card.
Get 2X points on Rewards credit card purchases through July 31, 2025.*
Get the rewards you deserve
Your daily purchases have never been more rewarding. With Mountain America’s Rewards credit card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards programs, it’s easy to redeem your points.¹
What kinds of rewards can you earn?
Our Rewards card gives the most rewards options. Choose from:
- Travel rebates
- Gift cards
- Event tickets
- Experiences
- Cash back
Rewards card benefits
- Low rates
- No annual fees²
- No balance transfer fees
- Same-day card issuance or replacement at any branch
- Card manager—use the mobile app to freeze your card, change PINs, set travel notifications and more
- Free access to your credit score and credit report
Support the BYU Alumni Association or the Boise State Alumni Association with an affinity card.
How do I earn rewards points?
There are two easy ways to earn rewards points with your card:
- Use your card. For each dollar you spend, you’ll earn one point.
- Open a MyStyle® Checking account. The points from your credit card and checking account can be combined, allowing you to accumulate points faster. Learn more.
Use your Rewards card to reward yourself
Apply now for your Mountain America Rewards card by clicking the button below. You may also apply at your nearest Mountain America branch or over the phone at 1-800-748-4302.
Apply online in minutesLimited-time offer
Get 2X points on Rewards credit card purchases through July 31, 2025.*
Get more with Signature benefits
Unlock even more benefits when you upgrade your Rewards credit card to Signature. All you need is a limit of $5,000 or more to qualify for a plethora of premium perks, including:
- Luxury hotel collection
- Special car rental privileges
- Concierge services
- Sports, entertainment and fine dining offers
If you don’t have a Signature card, but would like to verify your eligibility, please contact the service center at 1-800-748-4302.
Rewards add up quickly
Start earning points
The quickest way for current members to apply is through our mobile banking app—get a decision in minutes. Not a member yet? Apply online, at your nearest Mountain America branch or over the phone at 1-800-748-4302.
Apply now
Credit can be a wise choice
Consumers have been taught to be cautious of credit because it leads to debt. If you spend money on things you can afford and pay the balance off each month, using credit may be your most savvy move.
Apply now
*Rewards credit card purchases only. Loans on approved credit. Business accounts not eligible. Limited-time offer. Offer can change or be withdrawn at any time. Offer ends July 31, 2025.
- Points are tracked and reedemable on a first-in, first-out basis. Points will expire on the last day of the month, three (3) years after the date of issuance.
- Variable annual percentage rate ranges from % to 18.00% based on card type and creditworthiness. 1% foreign transaction fee. Balance transfers and cash advances will accrue interest from the date the transaction is processed. The annual percentage rate for cash advances is %.
