Visa® Cash Back Credit Card

It’s all about the cash
Buy what you want and earn an automatic 1.5% cash back on every purchase.

1.5% cash back—it’s that simple

Mountain America's Visa Cash Back credit card is the quick and easy way to earn unlimited cash back. Simply use your Visa Cash Back credit card for eligible purchases and automatically receive 1.5% of the transaction amount as a cash bonus.1 See how our card compares to similar cards.

Visa cash back card features

  • Competitive rates2
  • No balance transfer fees
  • Same-day card issuance or replacement at any branch
  • Card Manager—use the mobile app to freeze your card, change PINs, set travel notifications and more
  • Free access to your FICO® Score3

Plus, make transactions securely and confidently with chip-enabled technology.


Start earning cash back on your purchases. Simply apply online, at your nearest Mountain America branch or over the phone at 1-800-748-4302.

Apply now

Cash back deposited into primary savings account on a quarterly basis.
Loans subject to credit approval. Variable Annual Percentage Rate between % - 18.00% based on creditworthiness. 1% foreign transaction fee. Membership required - based on eligibility.
3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score available to primary members only.

Visa Terms and Conditions
Program Rules
Report fraud

Compare Cash Back Cards

Compare the Mountain America Cash Back card to other cash back credit cards.

Most of us (about 3 in 4 Americans) use a credit card.1 That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, take a look at how Mountain America’s Visa® credit cards stack up with some of the most popular cards in the country.2 It’s an eye-opener.

  Mountain America Cash Back Visa® Chase Freedom Unlimited® US Bank Cash+ Card® Bank of America Cash Rewards Capital One Quicksilver® Amex BlueCash EveryDay® Zions AmaZing® Cash SSFCU Power Cash Back Card® America First Platinum
Cash Back
1.5% cash back on EVERY purchase
Earn unlimited cash back
Hassle-free, automatic cash back every quarter
16.24% 15.49% 14.49% 14.49% 14.49% 12.74% 13.20% 14.24%
No annual fees
No over-limit fee
No balance-transfer fees
Access FICO® Scores for free through mobile banking4
Access to over 85 branches locally5
Pay online with Visa Checkout® using a single sign-in
Change your PIN using the mobile app
Set travel notifications using the mobile app
Same-day card issuance or replacement at any branch
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
Verified by Visa online protection
$0 fraud liability if card is lost or stolen
Email and text alerts
Temporarily freeze card to help prevent fraudulent transactions

Apply at your nearest branch, through our mobile banking app or by clicking below.

Apply now

1 According to a 2016 Gallup poll.

2 Mountain America makes every effort to maintain accurate information. However, the information presented here may be different than that found at a specific financial institution or on a specific product site. All financial products and services are presented without warranty. When evaluating offers, please review the financial product or service terms and conditions. Last updated 4/9/18.

3 On approved credit. Variable Annual Percentage Rate ranges from % to 18.00% based on credit worthiness. 1% foreign transaction fee. Membership required – based on eligibility.

4 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Mountain America Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Mountain America Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FICO® Score available to primary members only.

5 More than 85 locations in the Intermountain West.

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