Most of us (about 3 in 4 Americans) use a credit card.1 That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, take a look at how Mountain America’s Visa® credit cards stack up with some of the most popular cards in the country.2 It’s an eye-opener.
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Mountain America Cash Back Visa® |
Chase Freedom Unlimited® |
US Bank Cash+ Card® |
Bank of America Cash Rewards |
Capital One Quicksilver® |
Amex BlueCash EveryDay® |
Zions AmaZing® Cash |
SSFCU Power Cash Back Card® |
America First Platinum |
| Cash Back |
| 1.5% cash back on EVERY purchase |
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| Earn unlimited cash back |
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| Hassle-free, automatic cash back every quarter |
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| Value |
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16.24% |
15.49% |
14.49% |
14.49% |
14.49% |
12.74% |
13.20% |
14.24% |
| No annual fees |
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| No over-limit fee |
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| No balance-transfer fees |
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| Benefits |
| Access FICO® Scores for free through mobile banking4 |
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| Access to over 85 branches locally5 |
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| Pay online with Visa Checkout® using a single sign-in |
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| Convenience |
| Change your PIN using the mobile app |
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| Set travel notifications using the mobile app |
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| Same-day card issuance or replacement at any branch |
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| Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™ |
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| Security |
| Verified by Visa online protection |
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| $0 fraud liability if card is lost or stolen |
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| Email and text alerts |
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| Temporarily freeze card to help prevent fraudulent transactions |
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Apply at your nearest branch, through our mobile banking app or by clicking below.
Apply now
1According to a 2016 Gallup poll.
2Mountain America makes every effort to maintain accurate information. However, the information presented here may be different than that found at a specific financial institution or on a specific product site. All financial products and services are presented without warranty. When evaluating offers, please review the financial product or service terms and conditions. Last updated 4/9/18.
3On approved credit. Variable Annual Percentage Rate ranges from 13.99% to 18.00% based on credit worthiness. 1% foreign transaction fee. Membership required – based on eligibility.
4FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Mountain America Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Mountain America Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FICO score available to primary members only.
5More than 85 locations in the Intermountain West.