Visa® Cash Back Credit Card

It’s all about the cash
Buy what you want and earn an automatic 1.5% cash back on every purchase.

1.5% cash back—it’s that simple

Mountain America's Visa Cash Back credit card is the quick and easy way to earn unlimited cash back. Simply use your Visa Cash Back credit card for eligible purchases and automatically receive 1.5% of the transaction amount as a cash bonus.1 See how our card compares to similar cards.
 

Visa cash back card features

  • Competitive rates2
  • No balance transfer fees
  • Same-day card issuance or replacement at any branch
  • Card Manager—use the mobile app to freeze your card, change PINs, set travel notifications and more
  • Free access to your FICO® Score3

Plus, make transactions securely and confidently with chip-enabled technology.

 

Start earning cash back on your purchases. Simply apply online, at your nearest Mountain America branch or over the phone at 1-800-748-4302.


Apply now
 

1Cash back deposited into primary savings account on a quarterly basis.
 
2Loans subject to credit approval. Variable Annual Percentage Rate between 13.99% - 18.00% based on creditworthiness. 1% foreign transaction fee. Membership required - based on eligibility.
 
3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO score available to primary members only.

Visa Terms and Conditions
Program Rules
Report fraud

Compare Cash Back Cards

Compare the Mountain America Cash Back card to other cash back credit cards.

Most of us (about 3 in 4 Americans) use a credit card.1 That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, take a look at how Mountain America’s Visa® credit cards stack up with some of the most popular cards in the country.2 It’s an eye-opener.

 
  Mountain America Cash Back Visa® Chase Freedom Unlimited® US Bank Cash+ Card® Bank of America Cash Rewards Capital One Quicksilver® Amex BlueCash EveryDay® Zions AmaZing® Cash SSFCU Power Cash Back Card® America First Platinum
Cash Back
1.5% cash back on EVERY purchase
 
 
 
 
 
   
 
 
Earn unlimited cash back
 
 
 
 
 
 
 
 
 
Hassle-free, automatic cash back every quarter
 
   
 
 
 
 
 
 
Value
 
 
16.24% 15.49% 14.49% 14.49% 14.49% 12.74% 13.20% 14.24%
No annual fees
 
 
 
 
 
 
 
 
 
No over-limit fee
 
 
 
 
 
 
 
 
 
No balance-transfer fees
 
             
 
Benefits
Access FICO® Scores for free through mobile banking4
 
   
 
       
 
Access to over 85 branches locally5
 
 
 
     
 
 
 
Pay online with Visa Checkout® using a single sign-in
 
 
 
 
   
 
   
Convenience
Change your PIN using the mobile app
 
               
Set travel notifications using the mobile app
 
   
 
   
 
 
 
Same-day card issuance or replacement at any branch
 
           
 
 
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
 
 
 
 
 
 
 
 
 
Security
Verified by Visa online protection
 
 
 
         
 
$0 fraud liability if card is lost or stolen
 
 
 
 
 
 
 
 
 
Email and text alerts
 
 
 
 
 
 
 
 
 
Temporarily freeze card to help prevent fraudulent transactions
 
             
 
 
 

Apply at your nearest branch, through our mobile banking app or by clicking below.


Apply now




1According to a 2016 Gallup poll.

2Mountain America makes every effort to maintain accurate information. However, the information presented here may be different than that found at a specific financial institution or on a specific product site. All financial products and services are presented without warranty. When evaluating offers, please review the financial product or service terms and conditions. Last updated 4/9/18.

3On approved credit. Variable Annual Percentage Rate ranges from 13.99% to 18.00% based on credit worthiness. 1% foreign transaction fee. Membership required – based on eligibility.

4FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Mountain America Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Mountain America Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FICO score available to primary members only.

5More than 85 locations in the Intermountain West.
 

Visa Rewards Card

So many amazing options

Enjoy incentives like travel rebates, gift cards and event tickets.

Visa Platinum Card

Our lowest rate

Keep your monthly payments low without paying too much in interest.

Business Credit Cards

Affordable solutions for small businesses

Own a business? Mountain America offers business credit cards with competitive rates and great rewards.