A New Perspective on Term Deposits

See your finances from a higher vantage point with Mountain America’s term deposit accounts. They offer steady growth and higher earnings than a traditional savings account. More importantly, you can get a special rate on 5-year and 18-month term deposit accounts for a limited time.  

Two Eye-Opening Options

  • 3.00% APY* based on 2.96% dividend rate
    5-Year Term Deposit

  • 2.00% APY* based on 1.98% dividend rate
    18-Month Term Deposit

Benefits of a Term Deposit Account

There are many noble reasons to choose a Mountain America term deposit account:
  • Competitive rates
  • Higher earnings than a regular savings or money market account
  • Fixed, steady growth for your long-term savings needs
  • Only $500 minimum deposit required ($5 for Term Deposit Plus and Youth Term Deposit accounts)

Save More and Soar Higher

Opening your new term deposit account is easy. Current members, simply log in to Online Branch and select Open Savings Account/Term Deposit from the Accounts menu. New members, call us at 1-800-748-4302 or visit your nearest branch to open your account.



*Annual Percentage Yield is accurate as of 2/9/18. Minimum balance required to open is $500 ($5 for Term Deposit Plus and Youth Term Deposits). Rates subject to change without notice. Penalty for early withdrawal. Fees may reduce earnings. Not available for financial institutions or other institutional investors. Offer also available for IRA and Roth IRA Term Deposit accounts. Rate cannot be applied to previously opened term deposits. Offer subject to change. Membership required—based on eligibility.

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