HARP Refinance Loans

Whether you want to lower your monthly payment, tap into your home's equity or even change the loan terms, Mountain America has the mortgage refinance loans to help.

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HARP Refinance Loans

Whether you want to lower your monthly payment, tap into your home's equity or even change the loan terms, Mountain America has the mortgage refinance loans to help.

Government Home Loan Refinancing Program

If you are unable to get traditional refinancing because the value of your home has declined and you are current on your mortgage payments, then you may be able to refinance through the Home Affordable Refinance Program (HARP). With this refinance mortgage program, you can get a more affordable and more stable mortgage…and stay in your home.

Benefits of HARP

  • Refinance home mortgage for borrowers who have lost equity in their home.
  • Current mortgage must have been purchased by or from Freddie Mac or Fannie Mae prior to June 1, 2009.
  • Unlimited loan-to-value.
  • Mortgage insurance requirements mirror the requirements of the current loan—if you don’t have mortgage insurance on your loan today, you will not need it on the refinance.
  • No appraisal required for most refinances.
  • Increased flexibilities and income and credit histories if you currently make your mortgage payment to Mountain America.
  • Available for owner occupied, second homes and investment properties.

Refinance your Mortgage Today

To see if you qualify for HARP, schedule your free consultation with a Mountain America Mortgage Loan Officer.

Apply Now

Refinance today!

Loan subject to credit approval. Membership eligibity required. If the loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible. Consult your tax advisor.

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