Everything You Need to Refinance Your Home Now is the perfect time to refinance at a lower rate. By switching to a better rate, you could lower your monthly payment and save thousands of dollars in interest over the life of the mortgage loan. You may also be able to build equity on your home more quickly—giving your buying power a boost. Multiple Refinance Options to Meet Your Needs Mountain America Credit Union provides a number of home refinancing options to work with your current loan, including: Conventional Loans—these low-rate mortgage loans give you a number of choices when it comes to rates and terms FHA Loans—these mortgage loans are backed by the Federal Housing Administration (FHA) so you typically have a lower down payment and lower closing costs HARP Loans—the Home Affordable Refinance Program (HARP) is for borrowers who have lost equity in their home And many more Plus, all Mountain America home loans come with low rates and flexible terms so you are sure to get a great deal. Don't wait. Put more money in your pocket by refinancing your mortgage today. If you're ready to refinance, apply online now by clicking the button below, calling 1-800-277-7703, or visiting your nearest Mountain America branch. If you still have questions, schedule an appointment with one of our Mortgage Specialists for answers. APPLY NOW Meet with a Mortgage Specialist