Mortgage
Refinance

Whether you want to lower your monthly payment, tap into your home's equity or even change the loan terms, Mountain America has the mortgage refinance loans to help.

Apply Now

Mortgage
Refinance

Whether you want to lower your monthly payment, tap into your home's equity or even change the loan terms, Mountain America has the mortgage refinance loans to help.

Everything You Need to Refinance Your Home

Now is the perfect time to refinance at a lower rate. By switching to a better rate, you could lower your monthly payment and save thousands of dollars in interest over the life of the mortgage loan. You may also be able to build equity on your home more quickly—giving your buying power a boost.

Multiple Refinance Options to Meet Your Needs

Mountain America Credit Union provides a number of home refinancing options to work with your current loan, including:
  • Conventional Loans—these low-rate mortgage loans give you a number of choices when it comes to rates and terms
  • FHA Loans—these mortgage loans are backed by the Federal Housing Administration (FHA) so you typically have a lower down payment and lower closing costs
  • HARP Loans—the Home Affordable Refinance Program (HARP) is for borrowers who have lost equity in their home
  • And many more
Plus, all Mountain America home loans come with low rates and flexible terms so you are sure to get a great deal.

Don't wait. Put more money in your pocket by refinancing your mortgage today. If you're ready to refinance, apply online now by clicking the button below, calling 1-800-277-7703, or visiting your nearest Mountain America branch. If you still have questions, schedule an appointment with one of our Mortgage Specialists for answers.

APPLY NOW          Meet with a Mortgage Specialist

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Three easy ways to apply:

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loans subject to credit approval. Membership required—based on eligibility. Federally Insured by NCUA.

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