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How much do you charge to make a car payment over the phone with a debit/credit card?

Mountain America accepts credit or debit cards to make a loan payment or to deposit funds into an account:

  • Visa, MasterCard, American Express and Discover cards are accepted.
  • Credit card fee is 2.5% of the dollar amount.
  • Debit card fee is a flat fee of $4.95.
  • Minimum payment or deposit is $10.
  • Maximum payment or deposit is $3000 (within a 25 day cycle).

Mountain America also offers several free, alternative payment options:

  • eCheck (ACH)-Send money from another financial institution using an electronic check.
  • External transfers-Within Online Branch, you can transfer funds from another financial institution to your Mountain America loan. Select Transfers & Payments and then External Transfers.
  • In-branch payments-You can make a payment to a loan from any Visa debit or credit card at your nearest Mountain America branch.