Q: What types of transactions are covered by overdraft services?

Overdraft services may cover the following transactions:

  • Share draft and ACH transactions
  • Online bill pay
  • Signature and PIN-based debit card transactions (when opted in)

The following transactions are not covered by overdraft services:

  • Online, mobile or telephone banking transfers
  • ATM withdrawals
  • Automatic share and loan transfers
  • In-person account withdrawals

If you are unsure if you are enrolled in overdraft services, please visit your nearest branch or contact the service center at 1-800-748-4302.

Learn more about overdraft services.