Back to Help CenterQ: What is the minimum balance required for a checking account?
No minimum balance is required to open or maintain a checking account.
Loans & Cards
Special low auto rate
Get ready for a rate with a view. Apply for an auto loan, featuring rates as low as % APR.
Get startedInvestments
What’s your retirement strategy?
Spell out your complete plan by scheduling a free consultation.
Learn moreServices
All-in-one digital banking
Quickly and easily manage your finances with our full menu of online and mobile banking solutions.
See howEducation
Learn while you play
Play Banzai, the free financial education program that makes it fun to learn about budgeting, paying for college, saving for a home and paying off debt.
Learn moreBack
- Accounts
- Accounts
- Checking
- Savings
- Cards
- Business
- Rates
- Find a Branch
- Schedule an Appointment
- Loans & Cards
- Loans & Cards
- Vehicle
- Credit Cards
- Loan Calculators
- Home
- Home Equity
- Personal
- Rates
- Skip a Pay
- Investments
- Investments
- Wealth Management
- Retirement Planning
- Calculators
- Certificate Accounts
- About LPL
- Contact Us
- Services
- Services
- Digital Banking
- Insurance
- Protection
- Other Services
- Education
- Education
- Financial Guidance Hub
- Resources
- Must Reads
- Help Center
- Find a Branch
- Fraud Prevention
- Business
- Business
- Business Services
- Small Business Loans
- Commercial Loans
- Checking Accounts
- Savings Accounts
- Credit Cards
- Business Rates
- Order Checks
© 2026 All rights reserved. Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union. Membership required—based on eligibility. Loans on approved credit. ‡Annual Percentage Yield (APY). Annual Percentage Rate (APR).
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Federally insured by NCUAEqual Housing LenderNMLS ID 462815Consumer Privacy NoticeOnline Privacy NoticeCookie NoticePatriot Act & Other Disclosures