Q: How is Standard Overdraft Privilege different from Linked Account Protection?

Standard Overdraft Privilege covers overdrafts for checks and transactions made using your checking account number (ACH). You are given the option to enroll in this coverage at account opening.* Mountain America will charge a $25 fee each time we pay an overdraft. As a courtesy, overdraft fees are limited to five per day.

Linked Account Protection allows you to link your checking to a savings account or credit line to cover an overdraft. This option may be less expensive than our other overdraft options. If you link to a credit line, interest charges may apply. To enroll in Linked Account Protection, visit a branch or call our service center at 1-800-748-4302.

*Additional eligibility requirements may apply.